PayPal Merchant Fees
When you sell with us, you can get some of the most competitive rates in the business.
Last Updated: 9, November 2020
You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates’.
Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same country/territory.
International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different countries/territories. Certain countries are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Country/Territory Grouping Table.
Country Code Table: We may refer to two-letter country/territory codes throughout our fee pages. For a complete listing of PayPal country codes, please access our Country Code Table.
Relevant Country/
Territory
Rates published below apply to PayPal accounts of residents of the following country/territory:
Country/Territory list
| United States (US) |
|---|
Commercial Transaction Rates
When you buy or sell goods or services, receive payments through QR codes, make any other commercial type of transaction, send or receive a charity donation, or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.
Standard rate for receiving domestic transactions
The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.
Additional percentage-based fee for international commercial transactions
| Payment Type | Rate |
|---|---|
| Commercial Transactions - Online | 1.50% |
| Commercial Transactions – In-Store | 1.50% |
| PayPal’s pay later offers | 1.50% |
| QR code Transactions | 1.50% |
| Venmo | 1.50% |
Fixed fee for commercial transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
Fixed fee for QR code transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.10 AUD |
| Brazilian real | 0.20 BRL |
| Canadian dollar | 0.10 CAD |
| Czech koruna | 3.00 CZK |
| Danish krone | 0.70 DKK |
| Euro | 0.10 EUR |
| Hong Kong dollar | 0.80 HKD |
| Hungarian forint | 30.00 HUF |
| Israeli new shekel | 0.40 ILS |
| Japanese yen | 12.00 JPY |
| Malaysian ringgit | 0.70 MYR |
| Mexican peso | 2.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 3.00 TWD |
| New Zealand dollar | 0.15 NZD |
| Norwegian krone | 1.00 NOK |
| Philippine peso | 5.00 PHP |
| Polish zloty | 0.50 PLN |
| Russian ruble | 3.00 RUB |
| Singapore dollar | 0.20 SGD |
| Swedish krona | 1.00 SEK |
| Swiss franc | 0.10 CHF |
| Thai baht | 4.00 THB |
| UK pounds sterling | 0.10 GBP |
| US dollar | 0.10 USD |
Charity Transaction Rates
Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.
Receiving domestic charity transactions
| Transaction Type | Rate |
|---|---|
| Charity Transactions | 2.20% + fixed fee |
Receiving international charity transactions
The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.
Additional percentage-based fee for international charity transactions
| Transaction Type | Rate |
|---|---|
| Charity Transactions | 1.50% |
Fixed fee for charity transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
Advanced Credit and Debit Card Payments
Use of Advanced Credit and Debit Card Payments is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the Advanced Credit and Debit Card Payments and Virtual Terminal Agreement. These rates will apply to all commercial transaction card payments received using Advanced Credit and Debit Card Payments.
Receiving transactions using Advanced Credit and Debit Card Payments
| Payment type | Rate |
|---|---|
| Advanced Credit and Debit Card Payments | Commercial Transaction Rates |
Fixed fee for Advanced Credit and Debit Card transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
Other fees for using Advanced Credit and Debit Card transactions
| Activity | Description | Rate |
|---|---|---|
| Additional Risk Factors | If PayPal determines that your Account receives, or is likely to receive, a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase. | Up to 5.00% per transaction |
| Failure to implement Express Checkout | If you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice. | 1.00% per transaction |
Alternative Payment Method Rates
We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.
For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.
PayPal Cash and Cash Plus
PayPal offers two types of balance accounts commonly referred to as PayPal Cash and PayPal Cash Plus.
For more information and a complete listing of fees associated, please refer to the PayPal Cash and PayPal Cash Plus Terms and Conditions.
Our PayPal Here solution is ideal for getting you paid while on the go or bringing the checkout experience directly to your customer anywhere or at any time.
Use of PayPal Here is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Here agreement. These rates will apply to all commercial transaction payments received using PayPal Here.
Standard rate for receiving transactions using PayPal Here
| Payment Type | Rate |
|---|---|
| Card Present Transactions | 2.70% |
| Keyed Transactions | 3.50% + fixed fee |
| PayPal Transactions (In Store) | 2.70% |
| QR code Transactions | 2.70% |
Receiving international transactions using PayPal Here
The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.
Additional percentage-based fee for international PayPal Here transactions
| Payment Type | Rate |
|---|---|
| Card Present | 1.50% |
| Keyed Transactions | 1.50% |
| PayPal Transactions (In Store) | 1.50% |
| QR code Transactions | 1.50% |
Charity rates for receiving transactions using PayPal Here
Subject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our PayPal Here agreement for more details.
| Payment Type | Rate |
|---|---|
| Card Present Transactions | 2.70% |
| Keyed Transactions | 3.50% + fixed fee |
| PayPal Transactions (In Store) | 2.70% |
| QR code Transactions | 2.70% |
Charity rate for receiving international transactions using PayPal Here
The fee for receiving domestic charity PayPal Here transactions applies plus the additional percentage-based fee for international charity PayPal Here transactions.
Additional percentage-based fee for international charity PayPal Here transactions
| Payment Type | Rate |
|---|---|
| Card Present | 1.50% |
| Keyed Transactions | 1.50% |
| PayPal Transactions (In Store) | 1.50% |
| QR code Transactions | 1.50% |
Fixed fee for PayPal Here transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.15 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.15 USD |
PayPal Website Payments Pro and Virtual Terminal Rates
PayPal’s Website Payments Pro (Pro/Direct Payments) and Virtual Terminal (VT) solutions can be integrated into your online and in-person checkout solutions, providing you and your customers with flexibility and security when processing payments. You must accept the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement before receiving Pro/VT payments.
Use of Pro and/or VT is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement. These rates will apply to all commercial transaction payments received using Pro and/or VT. Any reference to “fixed fee” for Pro transactions means the fixed fee for Pro and VT transactions.
Capitalized terms in this section are defined in the PayPal Website Payments Pro and Virtual Terminal Agreement.
Receiving transactions using Pro/Direct Payments
| Payment type | Rate |
|---|---|
| US Transactions | 2.90% + fixed fee |
| American Express Transactions | 3.50% |
Receiving transactions using VT
| Payment type | Rate |
|---|---|
| US Transactions | 3.10% + fixed fee |
| American Express Transactions | 3.50% |
Receiving international transactions using Pro/Direct Payments and VT
The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.
Additional percentage-based fee for international Pro/Direct Payments and VT transactions
| Payment Type | Rate |
|---|---|
| Pro/Direct Payments | 1.50% |
| Virtual Terminal (VT) | 1.50% |
| Pro/Direct Payments - American Express Transactions | 1.50% |
| VT - American Express Transactions | 1.50% |
Charity rates for receiving transactions using Pro/Direct Payments and VT
Subject to eligibility, application, and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation, on the following criteria: qualifying monthly sales volume, size of average shopping cart, and an account in good standing. See our PayPal Website Payments Pro and Virtual Terminal Agreement for more details.
Fixed fee for Pro/Direct Payments & VT transactions (based on currency received)
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
Other fees for using Pro/Direct Payments or VT
| Activity | Description | Fee |
|---|---|---|
| Account Monitoring Service | Optional Service |
|
| Advanced Fraud Management Filters | Optional Service |
|
| Advanced Fraud Protection Services | Optional Service |
|
| Additional Risk Factors | If PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase. | Up to 5.00% per transaction |
| Buyer Authentication Service | Optional Service |
|
| Card Verification Transactions | For each account verification request | 0.30 USD |
| Failure to implement Express Checkout | If you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice. | 1.00% per transaction |
| Monthly Fees | Payments Advanced | 5.00 USD |
| Payments Pro | 30.00 USD | |
| Payments Pro Payflow | 30.00 USD | |
| Virtual Terminal | 30.00 USD | |
| Recurring Billing | Optional Service | 10.00 USD per month |
| Recurring Payment Tool | Optional Service | 30.00 USD per month |
| Uncaptured Authorization Transactions | For each successful but uncaptured authorization transaction via PayPal Payments Pro. | 0.30 USD |
Payment Gateway
Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.
Receiving transactions using Payflow
| Payment type | Fee |
|---|---|
| Payflow Pro Transaction | 0.10 USD |
| Payflow Link Transaction | 0.10 USD |
Other fees for using Payflow
| Activity | Description | Fee |
|---|---|---|
| Monthly Fees | Payflow Pro | 25.00 USD |
| Payflow Link | No fee | |
| PayPal Recurring Billing Service (Monthly) | Payflow Pro | 9.95 USD |
| Payflow Link | 19.95 USD | |
| PayPal Fraud Protection Services (Monthly) | Basic Package | 19.95 USD |
| Advanced Package | 49.95 USD | |
| Buyer Authentication + | 9.95 USD | |
| One-Time Set-up | Payflow Pro | 99.00 USD |
| Payflow Link | No fee | |
| PayPal Recurring Billing Service (One-Time Set-up) | Payflow Pro | 14.95 USD |
| Payflow Link | 9.95 USD | |
| PayPal Fraud Protection Services (One-Time Set-up) | Basic Package | 29.95 USD |
| Advanced Package | 89.95 USD | |
| Buyer Authentication + | 150.00 USD | |
| PayPal Fraud Protection Services (Monthly Excess Transaction Fee) | Basic Package | 0.05 USD |
| Advanced Package | 0.10 USD | |
| Buyer Authentication + | 0.10 USD |
Mass Payments
Mass Payments makes it easy to organize many recipients at once. We charge you a fee for each payment you send using Mass Payments, with the fee capped as shown below depending on the type of payment and currency in which it is sent.
Sending Mass Payments
| Transaction | Rate |
|---|---|
| US | 2% of total transaction amount (not to exceed the maximum fee cap below) |
US
| Flat Rate see fee table below |
| Other International Mass Payment | 2% of total transaction amount (not to exceed the maximum fee cap below) |
Fee and maximum fee cap for Mass Payments
Based on payment currency:
| Currency | US Maximum Fee Cap | US – When using the Payouts API Fee | Other International Maximum Fee Cap |
|---|---|---|---|
| Australian dollar | 1.25 AUD | 0.32 AUD | 24.00 AUD |
| Brazilian real | 2.00 BRL | 0.50 BRL | 40.00 BRL |
| Canadian dollar | 1.25 CAD | 0.32 CAD | 24.00 CAD |
| Czech koruna | 24.00 CZK | 6.00 CZK | 400.00 CZK |
| Danish krone | 6.00 DKK | 1.50 DKK | 120.00 DKK |
| Euro | 0.85 EUR | 0.22 EUR | 16.00 EUR |
| Hong Kong dollar | 7.00 HKD | 1.75 HKD | 160.00 HKD |
| Hungarian forint | 210.00 HUF | 53.00 HUF | 6000.00 HUF |
| Israeli new shekel | 4.00 ILS | 1.00 ILS | 80.00 ILS |
| Japanese yen | 120.00 JPY | 30.00 JPY | 2000.00 JPY |
| Malaysian ringgit | 4.00 MYR | Not Applicable | 80.00 MYR |
| Mexican peso | 11.00 MXN | 2.75 MXN | 300.00 MXN |
| New Taiwan dollar | 33.00 TWD | 8.00 TWD | 800.00 TWD |
| New Zealand dollar | 1.50 NZD | 0.38 NZD | 30.00 NZD |
| Norwegian krone | 6.75 NOK | 1.70 NOK | 120.00 NOK |
| Philippine peso | 50.00 PHP | 12.50 PHP | 1000.00 PHP |
| Polish zloty | 3.00 PLN | 0.75 PLN | 60.00 PLN |
| Russian ruble | 30.00 RUB | 60.00 RUB | 600.00 RUB |
| Singapore dollar | 1.60 SGD | 0.40 SGD | 32.00 SGD |
| Swedish krona | 9.00 SEK | 2.25 SEK | 160.00 SEK |
| Swiss franc | 1.30 CHF | 0.33 CHF | 20.00 CHF |
| Thai baht | 36.00 THB | 9.00 THB | 800.00 THB |
| UK pounds sterling | 0.65 GBP | 0.17 GBP | 14.00 GBP |
| US dollar | 1.00 USD | 0.25 USD | 20.00 USD |
Micropayments
Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process payments under 10.00 USD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your applicable PayPal account. Please contact us to apply for the Micropayment rate.
Receiving micropayments
Micropayments fixed fee
Based on payment currency:
| Currency | Fee |
|---|---|
| Australian dollar | 0.05 AUD |
| Brazilian real | 0.10 BRL |
| Canadian dollar | 0.05 CAD |
| Czech koruna | 1.67 CZK |
| Danish krone | 0.43 DKK |
| Euro | 0.05 EUR |
| Hong Kong dollar | 0.39 HKD |
| Hungarian forint | 15.00 HUF |
| Israeli new shekel | 0.20 ILS |
| Japanese yen | 7.00 JPY |
| Malaysian ringgit | 0.20 MYR |
| Mexican peso | 0.55 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 2.00 TWD |
| New Zealand dollar | 0.08 NZD |
| Norwegian krone | 0.47 NOK |
| Philippine peso | 2.50 PHP |
| Polish zloty | 0.23 PLN |
| Russian ruble | 2.00 RUB |
| Singapore dollar | 0.08 SGD |
| Swedish krona | 0.54 SEK |
| Swiss franc | 0.09 CHF |
| Thai baht | 1.80 THB |
| UK pounds sterling | 0.05 GBP |
| US dollar | 0.05 USD |
Chargeback Fees
For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).
The chargeback fee is based on the currency received as follows:
Chargeback fees
| Currency | Fee |
|---|---|
| Australian dollar | 22.00 AUD |
| Brazilian real | 35.00 BRL |
| Canadian dollar | 20.00 CAD |
| Czech koruna | 400.00 CZK |
| Danish krone | 120.00 DKK |
| Euro | 16.00 EUR |
| Hong Kong dollar | 155.00 HKD |
| Hungarian forint | 4,325.00 HUF |
| Israeli new shekel | 75.00 ILS |
| Japanese yen | 1,875.00 JPY |
| Malaysian ringgit | 65.00 MYR |
| Mexican peso | 250.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 625.00 TWD |
| New Zealand dollar | 28.00 NZD |
| Norwegian krone | 125.00 NOK |
| Philippine peso | 900.00 PHP |
| Polish zloty | 65.00 PLN |
| Russian ruble | 640.00 RUB |
| Singapore dollar | 28.00 SGD |
| Swedish krona | 150.00 SEK |
| Swiss franc | 22.00 CHF |
| Thai baht | 650.00 THB |
| UK pounds sterling | 14.00 GBP |
| US dollar | 20.00 USD |
Dispute Fees
We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.
Dispute fees will be applied in the currency of the original transaction.
Standard Dispute Fees
| Currency | Fee |
|---|---|
| Australian dollar | 25.00 AUD |
| Brazilian real | 65.00 BRL |
| Canadian dollar | 20.00 CAD |
| Czech koruna | 350.00 CZK |
| Danish krone | 100.00 DKK |
| Euro | 14.00 EUR |
| Hong Kong dollar | 115.00 HKD |
| Hungarian forint | 4,585.00 HUF |
| Indian Rupee | 1080.00 INR |
| Israeli new shekel | 55.00 ILS |
| Japanese yen | 1,630.00 JPY |
| Malaysian ringgit | 65.00 MYR |
| Mexican peso | 300.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 455.00 TWD |
| New Zealand dollar | 25.00 NZD |
| Norwegian krone | 140.00 NOK |
| Philippine peso | 760.00 PHP |
| Polish zloty | 60.00 PLN |
| Russian ruble | 1125.00 RUB |
| Singapore dollar | 20.00 SGD |
| Swedish krona | 145.00 SEK |
| Swiss franc | 15.00 CHF |
| Thai baht | 465.00 THB |
| UK pounds sterling | 12.00 GBP |
| US dollar | 15.00 USD |
High Volume Dispute Fees
| Currency | Fee |
|---|---|
| Australian dollar | 50.00 AUD |
| Brazilian real | 130.00 BRL |
| Canadian dollar | 40.00 CAD |
| Czech koruna | 700.00 CZK |
| Danish krone | 200.00 DKK |
| Euro | 28.00 EUR |
| Hong Kong dollar | 230.00 HKD |
| Hungarian forint | 9,170.00 HUF |
| Indian Rupee | 2160.00 INR |
| Israeli new shekel | 110.00 ILS |
| Japanese yen | 3,260.00 JPY |
| Malaysian ringgit | 130.00 MYR |
| Mexican peso | 600.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 910.00 TWD |
| New Zealand dollar | 50.00 NZD |
| Norwegian krone | 280.00 NOK |
| Philippine peso | 1520.00 PHP |
| Polish zloty | 120.00 PLN |
| Russian ruble | 2250.00 RUB |
| Singapore dollar | 40.00 SGD |
| Swedish krona | 290.00 SEK |
| Swiss franc | 30.00 CHF |
| Thai baht | 930.00 THB |
| UK pounds sterling | 24.00 GBP |
| US dollar | 30.00 USD |
Currency Conversions
For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.
Converting payments in another currency
| Type of Transaction | Currency Conversion Spread |
|---|---|
| 4.00%, or such other amount as may be disclosed to you during the transaction. |
| 3.00%, or such other amount as may be disclosed to you during the transaction. |
E-check Fees
Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):
Receiving E-check fees
| Country | Rate |
|---|---|
| Per each payment transaction | Commercial Transaction Rates |
Maximum fee cap for E-checks
| Currency | Maximum fee cap |
|---|---|
| Australian dollar | 300.00 AUD |
| Brazilian real | 500.00 BRL |
| Canadian dollar | 300.00 CAD |
| Czech koruna | 5000.00 CZK |
| Danish krone | 1500.00 DKK |
| Euro | 200.00 EUR |
| Hong Kong dollar | 2500.00 HKD |
| Hungarian forint | 54,000.00 HUF |
| Israeli new shekel | 1100.00 ILS |
| Japanese yen | 24,000.00 JPY |
| Malaysian ringgit | 1000.00 MYR |
| Mexican peso | 3500.00 MXN |
| New Taiwan dollar | 9000.00 TWD |
| New Zealand dollar | 400.00 NZD |
| Norwegian krone | 1600.00 NOK |
| Philippine peso | 13,000.00 PHP |
| Polish zloty | 800.00 PLN |
| Russian ruble | 12,000.00 RUB |
| Singapore dollar | 400.00 SGD |
| Swedish krona | 1800.00 SEK |
| Swiss franc | 300.00 CHF |
| Thai baht | 9000.00 THB |
| UK pounds sterling | 200.00 GBP |
| US dollar | 300.00 USD |
Transfers Out of PayPal
You can typically transfer money out of PayPal by standard transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.
Transferring balance from a business PayPal account
| Transfer to | Transfer Type | Rate |
|---|---|---|
| Bank account | Local Account | No Fee (when no currency conversion is involved) |
| Instant | 1.00% of amount transferred | |
| Cards | Instant
| 1.00% of amount transferred |
Withdrawal Limits – Instant Transfer for Bank
| Frequency | Maximum (up to) |
|---|---|
| Per transaction | 25,000.00 USD |
Withdrawal Limits – Instant Transfer for Cards
| Frequency | Maximum (up to) |
|---|---|
| Per transaction | 50,000.00 USD |
| Per day | 100,000.00 USD |
| Per week | 250,000.00 USD |
| Per month | 500,000.00 USD |
Maximum fees
Based on withdrawal currency:
| Currency | Maximum Fee |
|---|---|
| US dollar | 10.00 USD |
Other Merchant Fees
Included below are fees associated with events, requests, or actions that may happen when you use your account.
Other Fees
| Activity | Description | Rate |
|---|---|---|
| Bank Return on Transfer out of PayPal | This fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. | No Fee |
| Commercial Transaction Refunds | Full Refunds |
|
| Partial Refunds |
| |
| Credit Card and Debit Card Confirmation(s) | Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. | See Credit Card and Debit Card Link and Confirmation Table below. |
| PayPal Business Debit MasterCard | Use of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms. | Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice |
| PayPal Cash MasterCard | Use of the PayPal Cash MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms. | Please see our PayPal Cash MasterCard Cardholder Agreement |
Credit Card and Debit Card Link and Confirmation Table
| Currency | Fee |
|---|---|
| Australian dollar | 2.00 AUD |
| Brazilian real | 4.00 BRL |
| Canadian dollar | 2.45 CAD |
| Czech koruna | 50.00 CZK |
| Danish krone | 12.50 DKK |
| Euro | 1.50 EUR |
| Hong Kong dollar | 15.00 HKD |
| Hungarian forint | 400.00 HUF |
| Israeli new shekel | 8.00 ILS |
| Japanese yen | 200.00 JPY |
| Malaysian ringgit | Not Applicable |
| Mexican peso | 20.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 70.00 TWD |
| New Zealand dollar | 3.00 NZD |
| Norwegian krone | 15.00 NOK |
| Philippine peso | 100.00 PHP |
| Polish zloty | 6.50 PLN |
| Russian ruble | 60.00 RUB |
| Singapore dollar | 3.00 SGD |
| Swedish krona | 15.00 SEK |
| Swiss franc | 3.00 CHF |
| Thai baht | 70.00 THB |
| UK pounds sterling | 1.00 GBP |
| US dollar | 1.95 USD |
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