The fees above do not apply to buying and selling PYUSD.
When you sell with us, you can get some of the most competitive rates in the business.
Last Updated: May 19, 2025
You can find details about changes to our rates and fees and when they will apply on our
Policy Updates Page or as otherwise required by the user agreement. You can also get to the Policy Updates Page by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.
A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.
A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.
We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.
Rates published below apply to PayPal accounts of residents of the following market/region:
United States (US)
When you accept the User Agreement to buy or sell goods or services or make any other commercial type of transaction, we call that a “commercial transaction”.
| Payment Type | Rate |
|---|---|
| Alternative Payment Method (APM) | APM Transaction Rates Apply |
| PayPal Checkout | 3.49% + fixed fee |
| PayPal Guest Checkout | 3.49% + fixed fee |
| QR code Transactions | 2.29% + fixed fee |
| QR code Transactions through third party integrator | 2.29% + 0.09 USD |
| Pay with Venmo | 3.49% + fixed fee |
| Send/Receive Money for Goods and Services | 2.99% |
| Standard Credit and Debit Card Payments | 2.99% + fixed fee |
| PayPal Pay Later options | 4.99% + fixed fee |
| All Other Commercial Transactions | 3.49% + fixed fee |
The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.
| Payment Type | Rate |
|---|---|
| All Commercial Transactions | 1.50% |
| Currency | Fee |
|---|---|
| Australian dollar | 0.59 AUD |
| Brazilian real | 2.90 BRL |
| Canadian dollar | 0.59 CAD |
| Czech koruna | 9.00 CZK |
| Danish krone | 2.90 DKK |
| Euro | 0.39 EUR |
| Hong Kong dollar | 3.79 HKD |
| Hungarian forint | 149.00 HUF |
| Israeli new shekel | 1.60 ILS |
| Japanese yen | 49.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 9.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 14.00 TWD |
| New Zealand dollar | 0.69 NZD |
| Norwegian krone | 3.90 NOK |
| Philippine peso | 25.00 PHP |
| Polish zloty | 1.89 PLN |
| Russian ruble | 39.00 RUB |
| Singapore dollar | 0.69 SGD |
| Swedish krona | 4.09 SEK |
| Swiss franc | 0.49 CHF |
| Thai baht | 15.00 THB |
| UK pounds sterling | 0.39 GBP |
| US dollar | 0.49 USD |
| Currency | Fee |
|---|---|
| Australian dollar | 0.12 AUD |
| Brazilian real | 0.50 BRL |
| Canadian dollar | 0.11 CAD |
| Czech koruna | 1.90 CZK |
| Danish krone | 0.56 DKK |
| Euro | 0.07 EUR |
| Hong Kong dollar | 0.70 HKD |
| Hungarian forint | 29.00 HUF |
| Israeli new shekel | 0.30 ILS |
| Japanese yen | 9.00 JPY |
| Malaysian ringgit | 0.40 MYR |
| Mexican peso | 1.79 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 3.00 TWD |
| New Zealand dollar | 0.13 NZD |
| Norwegian krone | 0.77 NOK |
| Philippine peso | 4.40 PHP |
| Polish zloty | 0.34 PLN |
| Russian ruble | 6.90 RUB |
| Singapore dollar | 0.12 SGD |
| Swedish krona | 0.76 SEK |
| Swiss franc | 0.08 CHF |
| Thai baht | 2.90 THB |
| UK pounds sterling | 0.07 GBP |
| US dollar | 0.09 USD |
| Activity | Description | Fee |
|---|---|---|
| Campaign Fee – Store Cash transactions | All applicable PayPal transaction fees are calculated from the cart total, after any Store Cash offers being applied by the PayPal user. For more information about Campaign Fee calculations, please see the PayPal Store Cash Agreement. | 8.00% |
There’s a fee for buying or selling Crypto Assets using your business account. The fee will vary based on the USD value of your Crypto Assets purchase or sale amount.
The exchange rate you'll see before buying or selling Crypto Assets will also include a cryptocurrency conversion spread. There's no fee for holding Crypto Assets in your account.
| Purchase or sale amount | Fee |
|---|---|
| 1.00 - 74.99 USD | 2.20% |
| 75.00 - 200.00 USD | 2.00% |
| 200.01 - 1000.00 USD | 1.80% |
| 1000.01 USD + | 1.50% |
| Transfer Type | Fee |
|---|---|
| Receiving a Crypto Asset transfer | No Fee |
| Transferring Crypto Asset to an address outside of PayPal or Venmo | You will be charged a cryptocurrency network fee, payable in the Crypto Asset you transfer, which varies. For details on the network fee, see the PayPal Cryptocurrency Terms and Conditions. We will display such network fee right before you transfer any crypto |
Invoicing Transaction Rates
When you accept the User Agreement and send an invoice as a payment request for the sale of goods and services, and the customer sends you a payment via that invoice, we call that an “invoicing transaction.”
| Payment Type through an Invoicing Transaction | Rate |
|---|---|
| PayPal Checkout, Pay with Venmo, or PayPal Guest Checkout | 3.49% + fixed fee |
| Standard Credit and Debit Card Payments, Apple Pay, or other third-party wallets | 2.99% + fixed fee |
| PayPal Pay Later options | 4.99% + fixed fee |
The fee for receiving domestic Invoicing Transactions applies plus the additional percentage-based fee for international invoicing transactions.
| Payment Type through an Invoicing Transaction | Rate |
|---|---|
| All Payment Types through Invoicing Transactions | 1.50% |
| Currency | Fee |
|---|---|
| Australian dollar | 0.59 AUD |
| Brazilian real | 2.90 BRL |
| Canadian dollar | 0.59 CAD |
| Czech koruna | 9.00 CZK |
| Danish krone | 2.90 DKK |
| Euro | 0.39 EUR |
| Hong Kong dollar | 3.79 HKD |
| Hungarian forint | 149.00 HUF |
| Israeli new shekel | 1.60 ILS |
| Japanese yen | 49.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 9.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 14.00 TWD |
| New Zealand dollar | 0.69 NZD |
| Norwegian krone | 3.90 NOK |
| Philippine peso | 25.00 PHP |
| Polish zloty | 1.89 PLN |
| Russian ruble | 39.00 RUB |
| Singapore dollar | 0.69 SGD |
| Swedish krona | 4.09 SEK |
| Swiss franc | 0.49 CHF |
| Thai baht | 15.00 THB |
| UK pounds sterling | 0.39 GBP |
| US dollar | 0.49 USD |
As described in the Invoicing Terms and Conditions, if you subscribe to Invoice Subscription Service, the following applies:
| Service Type | Rate |
|---|---|
| Invoicing Subscription | 14.99 USD per month |
When you use the Bill Pay for Business Accounts service to send funds to your Payees, we call that a “Bill Pay for Business Accounts Transaction”.
The processing fee rate for funding a Bill Pay for Business Accounts Transaction is 2.9%; however, we provide certain discounts based on Funding Type, as follows:
| Funding Type | Rate |
|---|---|
| PayPal Wallet – Bank Account | Waived – No Fee |
| PayPal Wallet – Balance | Waived – No Fee |
| PYUSD (subject to availability) | Waived – No Fee |
| Debit and Credit | 2.9% |
For any of the following disbursement types involving a currency conversion by PayPal, the disbursement rate will also include a currency conversion spread.
| Disbursement Type | Rate |
|---|---|
| ACH – US Domestic | 0.49 USD per transaction |
| ACH – International | |
| PayPal Wallet USD | No Fee |
| PayPal Wallet Other Currencies | No Fee |
| Venmo (subject to availability) | No Fee |
| PYUSD (subject to availability) | 1% |
| Mailed Checks | 2.00 USD per check |
| Virtual Card (subject to availability) | No Fee |
| Instant Transfer (subject to availability) | 1% (Minimum Fee of 2.00 USD, Maximum Fee of 50.00 USD) |
| Pay faster by Check | 20.00 USD |
| Pay faster by ACH | 1% (Minimum Fee of 2.00 USD, Maximum Fee of 50.00 USD) |
| Wire Transfer |
| Currency | Fee |
|---|---|
| Australian dollar | 1.50 AUD |
| Brazilian real | 25.00 BRL |
| Canadian dollar | 1.50 CAD |
| Czech koruna | 120.00 CZK |
| Chinese yuan | 36.00 CNY |
| Danish krone | 35.00 DKK |
| Euro | 0.90 EUR |
| Hong Kong dollar | 7.60 HKD |
| Hungarian forint | 1,900.00 HUF |
| Israeli new shekel | 20.00 ILS |
| Indian rupee | 420.00 INR |
| Japanese yen | 745.00 JPY |
| Currency | Fee |
|---|---|
| Korean won | 7,200.00 KRW |
| Mexican peso | 20.00 MXN |
| New Zealand dollar | 8.60 NZD |
| Norwegian krone | 55.00 NOK |
| Philippine peso | 290.00 PHP |
| Polish zloty | 20.00 PLN |
| Singapore dollar | 6.95 SGD |
| Swedish krona | 55.00 SEK |
| Swiss franc | 4.45 CHF |
| UK pounds sterling | 0.75 GBP |
| US dollar | 0.95 USD |
| Currency | Fee |
|---|---|
| US dollar | 20.00 USD |
| Euro | 19.00 EUR |
| Australian dollar | 30.00 AUD |
| Japanese yen | 3,000.00 JPY |
| Korean won | 29,000.00 KRW |
If you subscribe to the two-way accounting syncing service as part of Bill Pay for Business Accounts, the following applies:
| Service Type | Rate |
|---|---|
| Bill Pay Two-Way Accounting Syncing | 9.99 USD per month |
When you accept the User Agreement to send or receive funds using one of the payment types listed below, we call that a “donation”. Funds sent or received through other products or services (not set out below) are not “donations” eligible for donations pricing. In such cases, the applicable transaction rates will apply and will be subject to the fees disclosed for such products or services on the applicable fees page.
The applicable fee for receiving domestic donations applies plus the additional percentage-based fee for international donations.
| Payment Type | Rate |
|---|---|
| All Donations | 1.50% |
| Currency | Fee |
|---|---|
| Australian dollar | 0.59 AUD |
| Brazilian real | 2.90 BRL |
| Canadian dollar | 0.59 CAD |
| Czech koruna | 9.00 CZK |
| Danish krone | 2.90 DKK |
| Euro | 0.39 EUR |
| Hong Kong dollar | 3.79 HKD |
| Hungarian forint | 149.00 HUF |
| Israeli new shekel | 1.60 ILS |
| Japanese yen | 49.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 9.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 14.00 TWD |
| New Zealand dollar | 0.69 NZD |
| Norwegian krone | 3.90 NOK |
| Philippine peso | 25.00 PHP |
| Polish zloty | 1.89 PLN |
| Russian ruble | 39.00 RUB |
| Singapore dollar | 0.69 SGD |
| Swedish krona | 4.09 SEK |
| Swiss franc | 0.49 CHF |
| Thai baht | 15.00 THB |
| UK pounds sterling | 0.39 GBP |
| US dollar | 0.49 USD |
| Payment Type | Rate |
|---|---|
| Donations | No fee |
The applicable fee for sending domestic donations applies plus the applicable additional percentage-based fee for international donations (international fee).
| Payment Type | Rate |
|---|---|
| Donations | No fee (when no currency conversion is needed) |
Charity transaction rates are subject to eligibility, application, and pre-approval by PayPal, as further described in the Confirmed Charity Terms and Conditions. Once approved by PayPal, these rates will apply to certain payment types that are subject to the User Agreement.
| Payment Type | Rate |
|---|---|
| Charity Transactions | 1.99% + fixed fee |
The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.
| Payment Type | Rate |
|---|---|
| Charity Transactions | 1.50% |
| Currency | Fee |
|---|---|
| Australian dollar | 0.59 AUD |
| Brazilian real | 2.90 BRL |
| Canadian dollar | 0.59 CAD |
| Czech koruna | 9.00 CZK |
| Danish krone | 2.90 DKK |
| Euro | 0.39 EUR |
| Hong Kong dollar | 3.79 HKD |
| Hungarian forint | 149.00 HUF |
| Israeli new shekel | 1.60 ILS |
| Japanese yen | 49.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 9.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 14.00 TWD |
| New Zealand dollar | 0.69 NZD |
| Norwegian krone | 3.90 NOK |
| Philippine peso | 25.00 PHP |
| Polish zloty | 1.89 PLN |
| Russian ruble | 39.00 RUB |
| Singapore dollar | 0.69 SGD |
| Swedish krona | 4.09 SEK |
| Swiss franc | 0.49 CHF |
| Thai baht | 15.00 THB |
| UK pounds sterling | 0.39 GBP |
| US dollar | 0.49 USD |
We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.
For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.
The fee for receiving domestic transactions applies plus the additional percentage-based fee for international transactions.
| Payment Type | Fee |
|---|---|
| Alternative Payment Method (APM) | 1.50% |
| Currency | Fee |
|---|---|
| Australian dollar | 0.39 AUD |
| Brazilian real | 1.70 BRL |
| Canadian dollar | 0.39 CAD |
| Czech koruna | 5.00 CZK |
| Danish krone | 1.70 DKK |
| Euro | 0.19 EUR |
| Hong Kong dollar | 2.29 HKD |
| Hungarian forint | 89.00 HUF |
| Israeli new shekel | 0.90 ILS |
| Japanese yen | 29.00 JPY |
| Malaysian ringgit | 1.20 MYR |
| Mexican peso | 5.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 8.00 TWD |
| New Zealand dollar | 0.49 NZD |
| Norwegian krone | 2.30 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.09 PLN |
| Russian ruble | 23.00 RUB |
| Singapore dollar | 0.49 SGD |
| Swedish krona | 2.40 SEK |
| Swiss franc | 0.29 CHF |
| Thai baht | 9.00 THB |
| UK pounds sterling | 0.19 GBP |
| US dollar | 0.29 USD |
| Currency | Fee |
|---|---|
| Australian dollar | 0.59 AUD |
| Brazilian real | 2.90 BRL |
| Canadian dollar | 0.59 CAD |
| Czech koruna | 9.00 CZK |
| Danish krone | 2.90 DKK |
| Euro | 0.39 EUR |
| Hong Kong dollar | 3.79 HKD |
| Hungarian forint | 149.00 HUF |
| Israeli new shekel | 1.60 ILS |
| Japanese yen | 49.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 9.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 14.00 TWD |
| New Zealand dollar | 0.69 NZD |
| Norwegian krone | 3.90 NOK |
| Philippine peso | 25.00 PHP |
| Polish zloty | 1.89 PLN |
| Russian ruble | 39.00 RUB |
| Singapore dollar | 0.69 SGD |
| Swedish krona | 4.09 SEK |
| Swiss franc | 0.49 CHF |
| Thai baht | 15.00 THB |
| UK pounds sterling | 0.39 GBP |
| US dollar | 0.49 USD |
PayPal offers a balance holding account commonly referred to as PayPal Balance.
For more information and a complete listing of fees associated, please refer to the PayPal Balance Terms and Conditions.
Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the PayPal Online Payment Services Agreement. These rates will apply to the following payment types received using PayPal Online Payment Services.
Capitalized terms in this section are defined in the PayPal Online Payment Services Agreement.
| Payment Type | Rate |
|---|---|
| Advanced Credit and Debit Card Payments | 2.89% + fixed fee |
| ACH Services | 0.80% (capped at $5.00 per transaction) |
| Payments Advanced | 2.89% + fixed fee |
| Payments Pro | 2.89% + fixed fee |
| Virtual Terminal | 3.39% + fixed fee |
Charity rates for receiving transactions using the below PayPal Card Payment Services are subject to eligibility, application, and pre-approval by PayPal, as further described in the Confirmed Charity Terms and Conditions. See our PayPal Online Payment Services Agreement for more details about the below services.
| Payment Type | Rate |
|---|---|
| Payments Pro | 1.99% + fixed fee |
| Virtual Terminal | 2.69% + fixed fee |
| Advanced Credit and Debit Card Payments | 2.19% + fixed fee |
| Advanced Credit and Debit Card Payments (Interchange Plus Plus) | Interchange Plus Plus Rates Apply |
| Currency | Fee |
|---|---|
| Australian dollar | 0.59 AUD |
| Brazilian real | 2.90 BRL |
| Canadian dollar | 0.59 CAD |
| Czech koruna | 9.00 CZK |
| Danish krone | 2.90 DKK |
| Euro | 0.39 EUR |
| Hong Kong dollar | 3.79 HKD |
| Hungarian forint | 149.00 HUF |
| Israeli new shekel | 1.60 ILS |
| Japanese yen | 49.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 9.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 14.00 TWD |
| New Zealand dollar | 0.69 NZD |
| Norwegian krone | 3.90 NOK |
| Philippine peso | 25.00 PHP |
| Polish zloty | 1.89 PLN |
| Russian ruble | 39.00 RUB |
| Singapore dollar | 0.69 SGD |
| Swedish krona | 4.09 SEK |
| Swiss franc | 0.49 CHF |
| Thai baht | 15.00 THB |
| UK pounds sterling | 0.39 GBP |
| US dollar | 0.49 USD |
| Currency | Fee |
|---|---|
| Australian dollar | 0.39 AUD |
| Brazilian real | 1.70 BRL |
| Canadian dollar | 0.39 CAD |
| Czech koruna | 5.00 CZK |
| Danish krone | 1.70 DKK |
| Euro | 0.19 EUR |
| Hong Kong dollar | 2.29 HKD |
| Hungarian forint | 89.00 HUF |
| Israeli new shekel | 0.90 ILS |
| Japanese yen | 29.00 JPY |
| Malaysian ringgit | 1.20 MYR |
| Mexican peso | 5.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 8.00 TWD |
| New Zealand dollar | 0.49 NZD |
| Norwegian krone | 2.30 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.09 PLN |
| Russian ruble | 23.00 RUB |
| Singapore dollar | 0.49 SGD |
| Swedish krona | 2.40 SEK |
| Swiss franc | 0.29 CHF |
| Thai baht | 9.00 THB |
| UK pounds sterling | 0.19 GBP |
| US dollar | 0.29 USD |
Subject to activation in your account settings and your acceptance of the PayPal Online Payment Services Agreement, the following alternative fee structure may apply to eligible Payment Types.
| Payment Type | Rate |
|---|---|
| Advanced Credit and Debit Card Payments (Interchange Plus Plus) | Interchange Pass-through Costs + 0.49% + fixed fee (collectively “Interchange Plus Plus”) |
| Currency | Fee |
|---|---|
| Australian dollar | 0.49 AUD |
| Brazilian real | 2.29 BRL |
Canadian dollar | 0.49 CAD |
Czech koruna | 7.00 CZK |
Danish krone | 2.29 DKK |
Euro | 0.29 EUR |
| Hong Kong dollar | 2.99 HKD |
Hungarian forint | 119.00 HUF |
Israeli new shekel | 1.29 ILS |
Japanese yen | 39.00 JPY |
Malaysian ringgit | 1.59 MYR |
| Mexican peso | 7.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 11.00 TWD |
| New Zealand dollar | 0.59 NZD |
| Norwegian krone | 3.09 NOK |
| Philippine peso | 20.00 PHP |
| Polish zloty | 1.49 PLN |
Russian ruble | 31.00 RUB |
| Singapore dollar | 0.59 SGD |
| Swedish krona | 3.29 SEK |
Swiss franc | 0.39 CHF |
| Thai baht | 12.00 THB |
UK pounds sterling | 0.29 GBP |
| US dollar | 0.39 USD |
The fee for receiving domestic PayPal Card Payment Services transactions applies plus the additional percentage-based fee for international PayPal Card Payment Services transactions.
| Payment Type | Rate |
|---|---|
| Advanced Credit and Debit Card Payments (Interchange Plus Plus) | No additional percentage-based fee for international transactions for this Payment Type |
| All Other PayPal Card Payment Services Transactions | 1.50% |
| Activity | Description | Fee |
|---|---|---|
| Account Monitoring Service | Optional Service |
|
| ACH Services Return Fee or Unauthorized Fee | This fee is charged when a return is requested or when the transaction is unauthorized and then rejected/reversed. |
|
| Fraud Protection Advanced | Optional Service |
|
| Additional Risk Factors | If PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, reversals, chargebacks, claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase. | Up to 5.00% per transaction |
| Buyer Authentication Service | Optional Service |
|
| Card Verification Transactions | For each account verification request | 0.30 USD |
| Chargeback Protection Services | Chargeback Protection
| 0.40% per transaction |
Effortless Chargeback Protection
| 0.60% per transaction | |
| Failure to implement Express Checkout | If you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice. | 1.00% per transaction |
| Monthly Fees | Advanced Credit and Debit Card Payments and ACH Services | No fee |
| Payments Advanced | 5.00 USD | |
| Payments Pro | 30.00 USD | |
| Payments Pro Payflow | 30.00 USD | |
| Virtual Terminal | 30.00 USD | |
| Recurring Billing | Optional Service | 10.00 USD per month |
| Recurring Payment Tool | Optional Service | 30.00 USD per month |
| Uncaptured Authorization Transactions | For each successful but uncaptured authorization transaction. | 0.30 USD |
Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.
| Payment type | Fee |
|---|---|
| Payflow Pro Transaction | 0.10 USD |
| Payflow Link Transaction | 0.10 USD |
| Activity | Description | Fee |
|---|---|---|
| Monthly Fees | Payflow Pro | 25.00 USD |
| Payflow Link | No fee | |
| PayPal Recurring Billing Service (Monthly) | Payflow Pro | 10.00 USD |
| Payflow Link | 10.00 USD | |
| PayPal Fraud Protection Services (Monthly) | Basic Package | No fee |
| Advanced Package | 10.00 USD | |
| Buyer Authentication + | 10.00 USD | |
| PayPal Fraud Protection Services (Monthly Excess Transaction Fee) | Basic Package | No fee |
| Advanced Package | 0.05 USD | |
| Buyer Authentication + | 0.10 USD | |
| Recurring Billing Service | No fee |
Use of PayPal Zettle is subject to eligibility, application, approval by PayPal and your acceptance of the PayPal Zettle agreement. These rates will apply to the following payment types received using PayPal Zettle.
| Payment Type | Rate |
|---|---|
| Card Present Transactions | 2.29% + 0.09 USD |
| Manual Card Entry Transactions | 3.49% + 0.09 USD |
| QR code Transactions | 2.29% + 0.09 USD |
PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.
| Transaction | Rate |
|---|---|
| US | 2% of total transaction amount (not to exceed the maximum fee cap below) |
US
| Flat Rate (see fee table below) |
| International PayPal Payouts | 2% of total transaction amount (not to exceed the maximum fee cap below) |
Based on payment currency:
| Currency | US Maximum Fee Cap | US – When using the Payouts API Fee | International Maximum Fee Cap |
|---|---|---|---|
| Australian dollar | 1.25 AUD | 0.32 AUD | 24.00 AUD |
| Brazilian real | 2.00 BRL | 0.50 BRL | 40.00 BRL |
| Canadian dollar | 1.25 CAD | 0.32 CAD | 24.00 CAD |
| Czech koruna | 24.00 CZK | 6.00 CZK | 400.00 CZK |
| Danish krone | 6.00 DKK | 1.50 DKK | 120.00 DKK |
| Euro | 0.85 EUR | 0.22 EUR | 16.00 EUR |
| Hong Kong dollar | 7.00 HKD | 1.75 HKD | 160.00 HKD |
| Hungarian forint | 210.00 HUF | 53.00 HUF | 6000.00 HUF |
| Israeli new shekel | 4.00 ILS | 1.00 ILS | 80.00 ILS |
| Japanese yen | 120.00 JPY | 30.00 JPY | 2000.00 JPY |
| Malaysian ringgit | 4.00 MYR | Not Applicable | 80.00 MYR |
| Mexican peso | 11.00 MXN | 2.75 MXN | 300.00 MXN |
| New Taiwan dollar | 33.00 TWD | 8.00 TWD | 800.00 TWD |
| New Zealand dollar | 1.50 NZD | 0.38 NZD | 30.00 NZD |
| Norwegian krone | 6.75 NOK | 1.70 NOK | 120.00 NOK |
| Philippine peso | 50.00 PHP | 12.50 PHP | 1000.00 PHP |
| Polish zloty | 3.00 PLN | 0.75 PLN | 60.00 PLN |
| Russian ruble | 30.00 RUB | 60.00 RUB | 600.00 RUB |
| Singapore dollar | 1.60 SGD | 0.40 SGD | 32.00 SGD |
| Swedish krona | 9.00 SEK | 2.25 SEK | 160.00 SEK |
| Swiss franc | 1.30 CHF | 0.33 CHF | 20.00 CHF |
| Thai baht | 36.00 THB | 9.00 THB | 800.00 THB |
| UK pounds sterling | 0.65 GBP | 0.17 GBP | 14.00 GBP |
| US dollar | 1.00 USD | 0.25 USD | 20.00 USD |
When you accept the User Agreement, you may apply to receive Micropayments pricing for certain lower value transactions processed through your PayPal account. The rate below applies to both Dynamic and Static Micropayments.
| Payment Type | Rate |
|---|---|
| US | 4.99% + fixed fee |
The fee for receiving domestic transactions applies plus the additional percentage-based fee for international transactions.
| Payment Type | Rate |
|---|---|
| Micropayments | 1.50% |
Based on payment currency:
| Currency | Fee |
|---|---|
| Australian dollar | 0.12 AUD |
| Brazilian real | 0.50 BRL |
| Canadian dollar | 0.11 CAD |
| Czech koruna | 1.90 CZK |
| Danish krone | 0.56 DKK |
| Euro | 0.07 EUR |
| Hong Kong dollar | 0.70 HKD |
| Hungarian forint | 29.00 HUF |
| Israeli new shekel | 0.30 ILS |
| Japanese yen | 9.00 JPY |
| Malaysian ringgit | 0.40 MYR |
| Mexican peso | 1.79 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 3.00 TWD |
| New Zealand dollar | 0.13 NZD |
| Norwegian krone | 0.77 NOK |
| Philippine peso | 4.40 PHP |
| Polish zloty | 0.34 PLN |
| Russian ruble | 6.90 RUB |
| Singapore dollar | 0.12 SGD |
| Swedish krona | 0.76 SEK |
| Swiss franc | 0.08 CHF |
| Thai baht | 2.90 THB |
| UK pounds sterling | 0.07 GBP |
| US dollar | 0.09 USD |
For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).
For Chargeback Protection Services applicable to PayPal’s Card Payment Services, please see the PayPal Online Payment Services Agreement.
The chargeback fee is based on the currency received as follows:
| Currency | Fee |
|---|---|
| Australian dollar | 22.00 AUD |
| Brazilian real | 35.00 BRL |
| Canadian dollar | 20.00 CAD |
| Czech koruna | 400.00 CZK |
| Danish krone | 120.00 DKK |
| Euro | 16.00 EUR |
| Hong Kong dollar | 155.00 HKD |
| Hungarian forint | 4,325.00 HUF |
| Israeli new shekel | 75.00 ILS |
| Japanese yen | 1,875.00 JPY |
| Malaysian ringgit | 65.00 MYR |
| Mexican peso | 250.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 625.00 TWD |
| New Zealand dollar | 28.00 NZD |
| Norwegian krone | 125.00 NOK |
| Philippine peso | 900.00 PHP |
| Polish zloty | 65.00 PLN |
| Russian ruble | 640.00 RUB |
| Singapore dollar | 28.00 SGD |
| Swedish krona | 150.00 SEK |
| Swiss franc | 22.00 CHF |
| Thai baht | 650.00 THB |
| UK pounds sterling | 14.00 GBP |
| US dollar | 20.00 USD |
We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.
Dispute fees will be applied in the currency of the original transaction.
| Currency | Fee |
|---|---|
| Australian dollar | 25.00 AUD |
| Brazilian real | 65.00 BRL |
| Canadian dollar | 20.00 CAD |
| Czech koruna | 350.00 CZK |
| Danish krone | 100.00 DKK |
| Euro | 14.00 EUR |
| Hong Kong dollar | 115.00 HKD |
| Hungarian forint | 4,585.00 HUF |
| Indian Rupee | 1080.00 INR |
| Israeli new shekel | 55.00 ILS |
| Japanese yen | 1,630.00 JPY |
| Malaysian ringgit | 65.00 MYR |
| Mexican peso | 300.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 455.00 TWD |
| New Zealand dollar | 25.00 NZD |
| Norwegian krone | 140.00 NOK |
| Philippine peso | 760.00 PHP |
| Polish zloty | 60.00 PLN |
| Russian ruble | 1125.00 RUB |
| Singapore dollar | 20.00 SGD |
| Swedish krona | 145.00 SEK |
| Swiss franc | 15.00 CHF |
| Thai baht | 465.00 THB |
| UK pounds sterling | 12.00 GBP |
| US dollar | 15.00 USD |
| Currency | Fee |
|---|---|
| Australian dollar | 50.00 AUD |
| Brazilian real | 130.00 BRL |
| Canadian dollar | 40.00 CAD |
| Czech koruna | 700.00 CZK |
| Danish krone | 200.00 DKK |
| Euro | 28.00 EUR |
| Hong Kong dollar | 230.00 HKD |
| Hungarian forint | 9,170.00 HUF |
| Indian Rupee | 2160.00 INR |
| Israeli new shekel | 110.00 ILS |
| Japanese yen | 3,260.00 JPY |
| Malaysian ringgit | 130.00 MYR |
| Mexican peso | 600.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 910.00 TWD |
| New Zealand dollar | 50.00 NZD |
| Norwegian krone | 280.00 NOK |
| Philippine peso | 1520.00 PHP |
| Polish zloty | 120.00 PLN |
| Russian ruble | 2250.00 RUB |
| Singapore dollar | 40.00 SGD |
| Swedish krona | 290.00 SEK |
| Swiss franc | 30.00 CHF |
| Thai baht | 930.00 THB |
| UK pounds sterling | 24.00 GBP |
| US dollar | 30.00 USD |
For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.
| Type of Transaction | Currency Conversion Spread |
|---|---|
| 4.00%, or such other amount as may be disclosed to you during the transaction. |
| 3.00%, or such other amount as may be disclosed to you during the transaction. |
Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):
| Payment Type | Rate |
|---|---|
| Per each payment transaction | Commercial Transaction Rates |
| Currency | Maximum fee cap |
|---|---|
| Australian dollar | 300.00 AUD |
| Brazilian real | 500.00 BRL |
| Canadian dollar | 300.00 CAD |
| Czech koruna | 5000.00 CZK |
| Danish krone | 1500.00 DKK |
| Euro | 200.00 EUR |
| Hong Kong dollar | 2500.00 HKD |
| Hungarian forint | 54,000.00 HUF |
| Israeli new shekel | 1100.00 ILS |
| Japanese yen | 24,000.00 JPY |
| Malaysian ringgit | 1000.00 MYR |
| Mexican peso | 3500.00 MXN |
| New Taiwan dollar | 9000.00 TWD |
| New Zealand dollar | 400.00 NZD |
| Norwegian krone | 1600.00 NOK |
| Philippine peso | 13,000.00 PHP |
| Polish zloty | 800.00 PLN |
| Russian ruble | 12,000.00 RUB |
| Singapore dollar | 400.00 SGD |
| Swedish krona | 1800.00 SEK |
| Swiss franc | 300.00 CHF |
| Thai baht | 9000.00 THB |
| UK pounds sterling | 200.00 GBP |
| US dollar | 300.00 USD |
You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion spread) may also apply.
| Withdrawal/Transfer to | Withdrawal/Transfer Type | Rate |
|---|---|---|
| Bank account | Standard
| No Fee (when no currency conversion is involved) |
Instant | 1.50% of amount transferred | |
| Cards | Standard
| No Fee (when no currency conversion is involved) |
Instant
| 1.50% of amount transferred |
| Frequency | Maximum (up to) |
|---|---|
| Per transaction | 25,000.00 USD |
| Frequency | Maximum (up to) |
|---|---|
| Per transaction | 50,000.00 USD |
| Per day | 100,000.00 USD |
| Per week | 250,000.00 USD |
| Per month | 500,000.00 USD |
Based on withdrawal currency:
| Currency | Minimum Fee |
|---|---|
| US dollar | 0.50 USD |
Included below are fees associated with events, requests, or actions that may happen when you use your account.
| Activity | Description | Fee |
|---|---|---|
| Bank Return on Withdrawal/Transfer out of PayPal | This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. | No Fee |
| Commercial Transaction and Invoicing Transaction Refunds | Full Refunds |
|
| Partial Refunds |
| |
| Credit Card and Debit Card Confirmation(s) | Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. | See Credit Card and Debit Card Link and Confirmation Table below. |
| PayPal Business Debit MasterCard | Use of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms. | Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice |
| PayPal Debit MasterCard | Use of the PayPal Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms. | Please see our PayPal Debit MasterCard Cardholder Agreement |
| Currency | Fee |
|---|---|
| Australian dollar | 2.00 AUD |
| Brazilian real | 4.00 BRL |
| Canadian dollar | 2.45 CAD |
| Czech koruna | 50.00 CZK |
| Danish krone | 12.50 DKK |
| Euro | 1.50 EUR |
| Hong Kong dollar | 15.00 HKD |
| Hungarian forint | 400.00 HUF |
| Israeli new shekel | 8.00 ILS |
| Japanese yen | 200.00 JPY |
| Malaysian ringgit | Not Applicable |
| Mexican peso | 20.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 70.00 TWD |
| New Zealand dollar | 3.00 NZD |
| Norwegian krone | 15.00 NOK |
| Philippine peso | 100.00 PHP |
| Polish zloty | 6.50 PLN |
| Russian ruble | 60.00 RUB |
| Singapore dollar | 3.00 SGD |
| Swedish krona | 15.00 SEK |
| Swiss franc | 3.00 CHF |
| Thai baht | 70.00 THB |
| UK pounds sterling | 1.00 GBP |
| US dollar | 1.95 USD |