How PayPal works
PayPal works by linking your card or bank account to your PayPal account. You can use your account to make purchases, send and receive money, manage your funds, and more.
We make payments a breeze
Create an account for free
Your Personal or Business account is at the core of how PayPal works. Create your account today to get started.1
Send money securely
Whether you’re splitting the bill or planning a vacation, we make it easy for you to send money—from across the table or around the globe—to the right person with confidence.1
Learn how to send moneyReceive money with ease
Get paid from any PayPal user when you create and share your unique PayPal.Me link or QR code.1
Learn about receiving moneyShop online or in person
PayPal works online and in-person. Use your account to fly through the checkout process, pay in-store with a QR code, and enjoy the security of PayPal Purchase Protection.2
How to shop with PayPalAdd cards to your digital wallet
Quickly pay your way at checkout by linking your debit or credit card, or bank account info, to your digital wallet.
More about payment methodsHow to sign up for PayPal
How to sign up for PayPal
Download the free app on your mobile device
Enter your mobile number to get a confirmation text
Link a debit or credit card as a preferred payment method
Explore the app’s new features or get started on your own terms
Join over 400 million PayPal users
Easily and securely spend, send, and manage your transactions—all in one place.
Experience the new way to PayPal
Download the app on your phone or sign up for free online.
1 An account with PayPal is required to send and receive money.
2 Purchase Protection is available on eligible purchases. Terms and limitations apply.
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