Pay with PayPal

Add your cards or bank account and experience a flexible and rewarding way to shop online.

PayPal App image

Speed through checkout with more ways and places to pay

Get started in three easy steps

1 - Load your digital wallet

Download the app and link your rewards-based credit cards, debit cards, or bank account.

2 - Choose PayPal at checkout

Tap the PayPal button to check out quickly and securely at millions of stores online.

3 - Pay when and how you want

Pay now and earn credit card rewards1 or enjoy the flexibility of paying for it later with Pay in 4.2

Pay now to earn and spend credit card rewards

Add your favorite rewards-based credit cards to your wallet and you can earn rewards. Redeem them at checkout almost anywhere PayPal is accepted.​3

How to pay with rewards         

Buy now, pay later with Pay in 4

Choose Pay in 4 when you check out with PayPal and split your purchase into 4 interest-free payments with no late fees, ever.2

Learn more about Pay in 4          

Pay with peace of mind

PayPal doesn’t share your full financial information when you shop, and can have your back after checkout with PayPal Purchase Protection. Terms apply.​4

About PayPal purchase protection         

Discover great deals from your favorite brands:

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

Experience the new way to PayPal

Download the app on your phone or sign up for free online.

1 Subject to issuer’s reward program terms and conditions.

2 Pay in 4 is available to consumers upon approval for purchases of $30-$1,500. Pay in 4 is not currently available to residents of Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any U.S. Territories. Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.

All screen images are for illustrative purposes only.

3 Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.

4 Available on eligible purchases. Limits apply. See PayPal Purchase Protection terms and conditions.

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