How do I confirm a debit or credit card?

By linking and confirming your credit or debit card you help us to confirm your identity and verify that you own the card which you have registered to your PayPal account.

To confirm card ownership, you'll need to confirm you card through your bank's authentication page. A unique secure code, a One Time Password (OTP), will be sent to you via SMS.

To confirm your card:

  1. Go to Payment Methods near the top of the page.
  2. Click on the card you want to confirm and click Confirm card.
  3. Click OK and follow the on-screen instruction to request a One Time Password.
  4. Enter the secure code and click Submit.
Note: To receive the One Time Password for card confirmation, it's important to update the bank with your latest mobile phone number and ensure that your card is enabled for international transactions.