Snap and go with
mobile check cashing

It’s easy with the PayPal app.

Get the App

PayPal Balance account required to
use the Cash a Check feature.

Make trips to the bank a thing of the past

Anytime, 24/7

Cash your checks whenever you want. No ATM or bank needed.

Done in a snap

Just take a picture using the Cash a Check feature1 on your phone and follow a few simple steps.

Access the check funds

Get your money now for a fee, or later for free.

Cashing your checks is as easy as 1, 2, 3

Tap More in the PayPal app, then tap Cash a check

Snap a photo of both sides of the signed check, then tap Next

Choose when you want your money – in minutes for a fee or in 10 days for free

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Receive instant updates when check funds
are added to your account


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Money management made easy

Discover more features from PayPal that can help you manage your money - all in one place.

Cash your checks wherever you want with the PayPal app

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1The Cash a Check feature is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees and terms apply. All checks subject to review for approval. Unapproved checks will not be funded to your account. For more details, visit www.ingomoney.com/partners/paypal-terms-conditions.
2The PayPal Cash Card is a debit card linked to your PayPal balance. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Funds you hold in a PayPal Balance account are not insured by the FDIC unless you have successfully requested a PayPal Cash Card. If you have successfully requested a PayPal Cash Card, then we will deposit the funds in your PayPal Balance account into a pooled deposit account held by us for your benefit at an FDIC-insured bank. This structure used for accounts with a PayPal Cash Card is intended to provide the funds in your PayPal Balance account with the benefit of pass-through FDIC insurance up to applicable limits.

The PayPal Cash Mastercard (“PayPal Cash Card”) is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

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