PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.


Last Updated: 23, October 2023

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page or as otherwise required by the user agreement. You can also get to the Policy Updates Page by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.


International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

Market Code Table: We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/
Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

United States (US)

Commercial Transaction Rates

When you accept the User Agreement to buy or sell goods or services or make any other commercial type of transaction, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Payment TypeRate
Alternative Payment Method (APM)APM Transaction Rates Apply
PayPal Checkout3.49% + fixed fee
PayPal Guest Checkout3.49% + fixed fee
QR code Transactions2.29% + fixed fee
QR code Transactions through third party integrator2.29% + 0.09 USD
Pay with Venmo3.49% + fixed fee
Send/Receive Money for Goods and Services2.99%
Standard Credit and Debit Card Payments2.99% + fixed fee
All Other Commercial Transactions3.49% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Payment TypeRate
All Commercial Transactions1.50%

Fixed fee for commercial transactions (based on currency received)

CurrencyFee
Australian dollar0.59 AUD
Brazilian real2.90 BRL
Canadian dollar0.59 CAD
Czech koruna9.00 CZK
Danish krone2.90 DKK
Euro0.39 EUR
Hong Kong dollar3.79 HKD
Hungarian forint149.00 HUF
Israeli new shekel1.60 ILS
Japanese yen49.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso9.00 MXN
CurrencyFee
New Taiwan dollar14.00 TWD
New Zealand dollar0.69 NZD
Norwegian krone3.90 NOK
Philippine peso25.00 PHP
Polish zloty1.89 PLN
Russian ruble39.00 RUB
Singapore dollar0.69 SGD
Swedish krona4.09 SEK
Swiss franc0.49 CHF
Thai baht15.00 THB
UK pounds sterling0.39 GBP
US dollar0.49 USD

Fixed fee for QR code transactions (based on currency received)

CurrencyFee
Australian dollar0.12 AUD
Brazilian real0.50 BRL
Canadian dollar0.11 CAD
Czech koruna1.90 CZK
Danish krone0.56 DKK
Euro0.07 EUR
Hong Kong dollar0.70 HKD
Hungarian forint29.00 HUF
Israeli new shekel0.30 ILS
Japanese yen9.00 JPY
Malaysian ringgit0.40 MYR
Mexican peso1.79 MXN
CurrencyFee
New Taiwan dollar3.00 TWD
New Zealand dollar0.13 NZD
Norwegian krone0.77 NOK
Philippine peso4.40 PHP
Polish zloty0.34 PLN
Russian ruble6.90 RUB
Singapore dollar0.12 SGD
Swedish krona0.76 SEK
Swiss franc0.08 CHF
Thai baht2.90 THB
UK pounds sterling0.07 GBP
US dollar0.09 USD



Other fees for using Commercial Transactions

ActivityDescriptionFee
Campaign Fee – Store Cash transactionsAll applicable PayPal transaction fees are calculated from the cart total, after any Store Cash offers being applied by the PayPal user. For more information about Campaign Fee calculations, please see the PayPal Store Cash Agreement.8.00%

Receiving and Sending Donations

When you accept the User Agreement or the PayPal Fundraisers Terms and Conditions to send or receive funds using one of the payment types listed below, we call that a “donation”. Funds sent or received through other products or services (not set out below) are not “donations” eligible for donations pricing. In such cases, the applicable transaction rates will apply and will be subject to the fees disclosed for such products or services on the applicable fees page.

Standard rate for receiving domestic donations

Payment TypeRate
Donate Button2.89% + fixed fee
PayPal Fundraisers (Listed Fundraisers)2.99%
PayPal Fundraisers (Unlisted Fundraisers)No Fee
PayPal Checkout for Donations2.89% + fixed fee

Receiving international donations

The applicable fee for receiving domestic donations applies plus the additional percentage-based fee for international donations.

Additional percentage-based fee for international donations

Payment TypeRate
All Donations1.50%

Fixed fee for donations (based on currency received)

CurrencyFee
Australian dollar0.59 AUD
Brazilian real2.90 BRL
Canadian dollar0.59 CAD
Czech koruna9.00 CZK
Danish krone2.90 DKK
Euro0.39 EUR
Hong Kong dollar3.79 HKD
Hungarian forint149.00 HUF
Israeli new shekel1.60 ILS
Japanese yen49.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso9.00 MXN
CurrencyFee
New Taiwan dollar14.00 TWD
New Zealand dollar0.69 NZD
Norwegian krone3.90 NOK
Philippine peso25.00 PHP
Polish zloty1.89 PLN
Russian ruble39.00 RUB
Singapore dollar0.69 SGD
Swedish krona4.09 SEK
Swiss franc0.49 CHF
Thai baht15.00 THB
UK pounds sterling0.39 GBP
US dollar0.49 USD



Standard rate for sending domestic donations

Payment TypeRate
PayPal Fundraisers (Unlisted Fundraisers) Sending and Receiving Money Rates (i.e., sending domestic personal transactions rates)
All Other DonationsNo Fee

Standard rate for sending international donations

The applicable fee for sending domestic donations applies plus the applicable additional percentage-based fee for international donations (international fee).

Payment TypeRate
PayPal Fundraisers (Unlisted Fundraisers) Sending and Receiving Money Rates (i.e., sending international personal transactions rates)
All Other DonationsNo Fee (when no currency conversion is needed)

Charity Transaction Rates

Charity transaction rates are subject to eligibility, application, and pre-approval by PayPal, as further described in the Confirmed Charity Terms and Conditions. Once approved by PayPal, these rates will apply to certain payment types that are subject to the User Agreement.

Receiving domestic charity transactions

Payment TypeRate
Charity Transactions1.99% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.

Additional percentage-based fee for international charity transactions

Payment TypeRate
Charity Transactions1.50%

Fixed fee for charity transactions (based on currency received)

CurrencyFee
Australian dollar0.59 AUD
Brazilian real2.90 BRL
Canadian dollar0.59 CAD
Czech koruna9.00 CZK
Danish krone2.90 DKK
Euro0.39 EUR
Hong Kong dollar3.79 HKD
Hungarian forint149.00 HUF
Israeli new shekel1.60 ILS
Japanese yen49.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso9.00 MXN
CurrencyFee
New Taiwan dollar14.00 TWD
New Zealand dollar0.69 NZD
Norwegian krone3.90 NOK
Philippine peso25.00 PHP
Polish zloty1.89 PLN
Russian ruble39.00 RUB
Singapore dollar0.69 SGD
Swedish krona4.09 SEK
Swiss franc0.49 CHF
Thai baht15.00 THB
UK pounds sterling0.39 GBP
US dollar0.49 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.

Standard rate for receiving domestic transactions

Payment TypeRate
Alternative Payment Method (APM)2.59% + fixed fee
Alternative Payment Method (APM) through Invoicing2.99% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international transactions.

Additional percentage-based fee for international APM transactions

Payment TypeRate
Alternative Payment Method (APM)1.50%

Fixed fee for APM transactions (based on currency received)

CurrencyFee
Australian dollar0.59 AUD
Brazilian real2.90 BRL
Canadian dollar0.59 CAD
Czech koruna9.00 CZK
Danish krone2.90 DKK
Euro0.39 EUR
Hong Kong dollar3.79 HKD
Hungarian forint149.00 HUF
Israeli new shekel1.60 ILS
Japanese yen49.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso9.00 MXN
CurrencyFee
New Taiwan dollar14.00 TWD
New Zealand dollar0.69 NZD
Norwegian krone3.90 NOK
Philippine peso25.00 PHP
Polish zloty1.89 PLN
Russian ruble39.00 RUB
Singapore dollar0.69 SGD
Swedish krona4.09 SEK
Swiss franc0.49 CHF
Thai baht15.00 THB
UK pounds sterling0.39 GBP
US dollar0.49 USD

PayPal Balance

PayPal offers a balance holding account commonly referred to as PayPal Balance.

For more information and a complete listing of fees associated, please refer to the PayPal Balance Terms and Conditions.

PayPal Online Card Payment Services

Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the PayPal Online Card Payment Services Agreement. These rates will apply to the following payment types received using PayPal Online Card Payment Services.

Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.

Receiving domestic transactions using PayPal Online Card Payment Services

Payment typeRate
Advanced Credit and Debit Card Payments2.59% + fixed fee
Payments Advanced2.89% + fixed fee
Payments Pro2.89% + fixed fee
Virtual Terminal3.09% + fixed fee

Charity rates for receiving transactions using PayPal Online Card Payment Services

Charity rates for receiving transactions using the below PayPal Online Card Payment Services are subject to eligibility, application, and pre-approval by PayPal, as further described in the Confirmed Charity Terms and Conditions. See our PayPal Online Card Payment Services Agreement for more details about the below services.

Payment TypeRate
Payments Pro1.99% + fixed fee
Virtual Terminal2.39% + fixed fee
Advanced Credit and Debit Card Payments1.99% + fixed fee
Advanced Credit and Debit Card Payments (Interchange Plus Plus)Interchange Plus Plus Rates Apply

Fixed fee for PayPal Online Card Payment Services transactions (based on currency received)

CurrencyFee
Australian dollar0.59 AUD
Brazilian real2.90 BRL
Canadian dollar0.59 CAD
Czech koruna9.00 CZK
Danish krone2.90 DKK
Euro0.39 EUR
Hong Kong dollar3.79 HKD
Hungarian forint149.00 HUF
Israeli new shekel1.60 ILS
Japanese yen49.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso9.00 MXN
CurrencyFee
New Taiwan dollar14.00 TWD
New Zealand dollar0.69 NZD
Norwegian krone3.90 NOK
Philippine peso25.00 PHP
Polish zloty1.89 PLN
Russian ruble39.00 RUB
Singapore dollar0.69 SGD
Swedish krona4.09 SEK
Swiss franc0.49 CHF
Thai baht15.00 THB
UK pounds sterling0.39 GBP
US dollar0.49 USD

Interchange Plus Plus fee structure for PayPal Card Payment Services transactions

Subject to activation in your account settings and your acceptance of the PayPal Online Card Payment Services Agreement, the following alternative fee structure may apply to eligible Payment Types.

Payment TypeRate
Advanced Credit and Debit Card Payments (Interchange Plus Plus)Interchange Pass-through Costs + 0.49% + fixed fee (collectively “Interchange Plus Plus”)

Interchange Plus Plus Fixed fee for PayPal Online Card Payment Services transactions (based on currency received)

CurrencyFee
Australian dollar0.49 AUD
Brazilian real2.29 BRL
Canadian dollar0.49 CAD
Czech koruna7.00 CZK
Danish krone2.29 DKK
Euro0.29 EUR
Hong Kong dollar2.99 HKD
Hungarian forint119.00 HUF
Israeli new shekel1.29 ILS
Japanese yen39.00 JPY
Malaysian ringgit1.59 MYR
Mexican peso7.00 MXN
CurrencyFee
New Taiwan dollar11.00 TWD
New Zealand dollar0.59 NZD
Norwegian krone3.09 NOK
Philippine peso20.00 PHP
Polish zloty1.49 PLN
Russian ruble31.00 RUB
Singapore dollar0.59 SGD
Swedish krona3.29 SEK
Swiss franc0.39 CHF
Thai baht12.00 THB
UK pounds sterling0.29 GBP
US dollar0.39 USD

Receiving international transactions using PayPal Online Card Payment Services

The fee for receiving domestic PayPal Online Card Payment Services transactions applies plus the additional percentage-based fee for international PayPal Online Card Payment Service transactions.

Additional percentage-based fee for international PayPal Online Card Payment Services transactions

Payment TypeRate
Advanced Credit and Debit Card Payments (Interchange Plus Plus)No additional percentage-based fee for international transactions for this Payment Type
All Other PayPal Online Card Payment Services Transactions1.50%

Other fees for using PayPal Online Card Payment Services

ActivityDescriptionFee
Account Monitoring ServiceOptional Service
  • 29.95 USD set up fee
  • 19.95 USD per month
Advanced Fraud Protection ServicesOptional Service
  • 10.00 USD per month
  • 0.05 USD per transaction
Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, reversals, chargebacks, claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
Buyer Authentication ServiceOptional Service
  • 10.00 USD per month
  • 0.10 USD per transaction
Card Verification TransactionsFor each account verification request0.30 USD
Chargeback Protection ServicesChargeback Protection
  • Advanced Credit and Debit Card Payments
0.40% per transaction
Effortless Chargeback Protection
  • Advanced Credit and Debit Card Payments
0.60% per transaction
Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction
Monthly FeesAdvanced Credit and Debit Card PaymentsNo fee
Payments Advanced5.00 USD
Payments Pro30.00 USD
Payments Pro Payflow30.00 USD
Virtual Terminal30.00 USD
Recurring Billing Optional Service10.00 USD per month
Recurring Payment ToolOptional Service30.00 USD per month
Uncaptured Authorization TransactionsFor each successful but uncaptured authorization transaction.0.30 USD

Payflow Pro (Payment Gateway)

Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.

Receiving transactions using Payflow

Payment typeFee
Payflow Pro Transaction0.10 USD
Payflow Link Transaction0.10 USD

Other fees for using Payflow

ActivityDescriptionFee
Monthly FeesPayflow Pro 25.00 USD
Payflow LinkNo fee
PayPal Recurring Billing Service
(Monthly)
Payflow Pro10.00 USD
Payflow Link10.00 USD
PayPal Fraud Protection Services
(Monthly)
Basic PackageNo fee
Advanced Package10.00 USD
Buyer Authentication +10.00 USD
PayPal Fraud Protection Services
(Monthly Excess Transaction Fee)
Basic PackageNo fee
Advanced Package0.05 USD
Buyer Authentication +0.10 USD
Recurring Billing ServiceNo fee

PayPal Zettle Rates

Use of PayPal Zettle is subject to eligibility, application, approval by PayPal and your acceptance of the PayPal Zettle agreement. These rates will apply to the following payment types received using PayPal Zettle.

Standard rate for receiving transactions using PayPal Zettle

Payment TypeRate
Card Present Transactions2.29% + 0.09 USD
Manual Card Entry Transactions3.49% + 0.09 USD
QR code Transactions2.29% + 0.09 USD

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.

Sending PayPal Payouts

TransactionRate
US2% of total transaction amount (not to exceed the maximum fee cap below)
US
  • When using the Payouts API
Flat Rate (see fee table below)
International PayPal Payouts2% of total transaction amount (not to exceed the maximum fee cap below)

Fee and maximum fee cap for PayPal Payouts

Based on payment currency:

CurrencyUS Maximum Fee CapUS – When using the
Payouts API Fee
International
Maximum Fee Cap
Australian dollar1.25 AUD0.32 AUD24.00 AUD
Brazilian real2.00 BRL0.50 BRL40.00 BRL
Canadian dollar1.25 CAD0.32 CAD24.00 CAD
Czech koruna24.00 CZK6.00 CZK400.00 CZK
Danish krone6.00 DKK1.50 DKK120.00 DKK
Euro0.85 EUR0.22 EUR16.00 EUR
Hong Kong dollar7.00 HKD1.75 HKD160.00 HKD
Hungarian forint210.00 HUF53.00 HUF6000.00 HUF
Israeli new shekel4.00 ILS1.00 ILS80.00 ILS
Japanese yen120.00 JPY30.00 JPY2000.00 JPY
Malaysian ringgit4.00 MYRNot Applicable80.00 MYR
Mexican peso11.00 MXN2.75 MXN300.00 MXN
New Taiwan dollar33.00 TWD8.00 TWD800.00 TWD
New Zealand dollar1.50 NZD0.38 NZD30.00 NZD
Norwegian krone6.75 NOK1.70 NOK120.00 NOK
Philippine peso50.00 PHP12.50 PHP1000.00 PHP
Polish zloty3.00 PLN0.75 PLN60.00 PLN
Russian ruble30.00 RUB60.00 RUB600.00 RUB
Singapore dollar1.60 SGD0.40 SGD32.00 SGD
Swedish krona9.00 SEK2.25 SEK160.00 SEK
Swiss franc1.30 CHF0.33 CHF20.00 CHF
Thai baht36.00 THB9.00 THB800.00 THB
UK pounds sterling0.65 GBP0.17 GBP14.00 GBP
US dollar1.00 USD0.25 USD20.00 USD

Micropayments

When you accept the User Agreement, you may apply to receive Micropayments pricing for certain lower value transactions processed through your PayPal account. The rate below applies to both Dynamic and Static Micropayments.

Receiving domestic micropayments

Payment TypeRate
US4.99% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international transactions.

Additional percentage-based fee for international Micropayment transactions

Payment TypeRate
Micropayments1.50%

Micropayments fixed fee

Based on payment currency:

CurrencyFee
Australian dollar0.12 AUD
Brazilian real0.50 BRL
Canadian dollar0.11 CAD
Czech koruna1.90 CZK
Danish krone0.56 DKK
Euro0.07 EUR
Hong Kong dollar0.70 HKD
Hungarian forint29.00 HUF
Israeli new shekel0.30 ILS
Japanese yen9.00 JPY
Malaysian ringgit0.40 MYR
Mexican peso1.79 MXN
CurrencyFee
New Taiwan dollar3.00 TWD
New Zealand dollar0.13 NZD
Norwegian krone0.77 NOK
Philippine peso4.40 PHP
Polish zloty0.34 PLN
Russian ruble6.90 RUB
Singapore dollar0.12 SGD
Swedish krona0.76 SEK
Swiss franc0.08 CHF
Thai baht2.90 THB
UK pounds sterling0.07 GBP
US dollar0.09 USD

Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

For Chargeback Protection Services applicable to PayPal’s Online Card Payment Services, please see the PayPal Online Card Payment Services Agreement.

The chargeback fee is based on the currency received as follows:

Chargeback fees

CurrencyFee
Australian dollar22.00 AUD
Brazilian real35.00 BRL
Canadian dollar20.00 CAD
Czech koruna400.00 CZK
Danish krone120.00 DKK
Euro16.00 EUR
Hong Kong dollar155.00 HKD
Hungarian forint4,325.00 HUF
Israeli new shekel75.00 ILS
Japanese yen1,875.00 JPY
Malaysian ringgit65.00 MYR
Mexican peso250.00 MXN
CurrencyFee
New Taiwan dollar625.00 TWD
New Zealand dollar28.00 NZD
Norwegian krone125.00 NOK
Philippine peso900.00 PHP
Polish zloty65.00 PLN
Russian ruble640.00 RUB
Singapore dollar28.00 SGD
Swedish krona150.00 SEK
Swiss franc22.00 CHF
Thai baht650.00 THB
UK pounds sterling14.00 GBP
US dollar20.00 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

CurrencyFee
Australian dollar25.00 AUD
Brazilian real65.00 BRL
Canadian dollar20.00 CAD
Czech koruna350.00 CZK
Danish krone100.00 DKK
Euro14.00 EUR
Hong Kong dollar115.00 HKD
Hungarian forint4,585.00 HUF
Indian Rupee1080.00 INR
Israeli new shekel55.00 ILS
Japanese yen1,630.00 JPY
Malaysian ringgit65.00 MYR
Mexican peso300.00 MXN
CurrencyFee
New Taiwan dollar455.00 TWD
New Zealand
dollar
25.00 NZD
Norwegian krone140.00 NOK
Philippine peso760.00 PHP
Polish zloty60.00 PLN
Russian ruble1125.00 RUB
Singapore dollar20.00 SGD
Swedish krona145.00 SEK
Swiss franc15.00 CHF
Thai baht465.00 THB
UK pounds
sterling
12.00 GBP
US dollar15.00 USD

High Volume Dispute Fees

CurrencyFee
Australian dollar50.00 AUD
Brazilian real130.00 BRL
Canadian dollar40.00 CAD
Czech koruna700.00 CZK
Danish krone200.00 DKK
Euro28.00 EUR
Hong Kong dollar230.00 HKD
Hungarian forint9,170.00 HUF
Indian Rupee2160.00 INR
Israeli new shekel110.00 ILS
Japanese yen3,260.00 JPY
Malaysian ringgit130.00 MYR
Mexican peso600.00 MXN
CurrencyFee
New Taiwan dollar910.00 TWD
New Zealand
dollar
50.00 NZD
Norwegian krone280.00 NOK
Philippine peso1520.00 PHP
Polish zloty120.00 PLN
Russian ruble2250.00 RUB
Singapore dollar40.00 SGD
Swedish krona290.00 SEK
Swiss franc30.00 CHF
Thai baht930.00 THB
UK pounds
sterling
24.00 GBP
US dollar30.00 USD

Currency Conversions

For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.

Converting payments in another currency

Type of TransactionCurrency Conversion Spread
  • Paying for goods or services in a currency other than the currency the goods or services are listed in.
  • Sending money to a friend or family member such that they receive a different currency from the currency in which you pay.
  • Sending money using PayPal Payouts such that your recipients receive a different currency from the currency in which you pay.
4.00%, or such other amount as may be disclosed to you during the transaction.
  • All other transactions
3.00%, or such other amount as may be disclosed to you during the transaction.

E-check Fees

Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

Receiving E-check fees

Payment TypeRate
Per each payment transactionCommercial Transaction Rates

Maximum fee cap for E-checks

CurrencyMaximum fee cap
Australian dollar300.00 AUD
Brazilian real500.00 BRL
Canadian dollar300.00 CAD
Czech koruna5000.00 CZK
Danish krone1500.00 DKK
Euro200.00 EUR
Hong Kong dollar2500.00 HKD
Hungarian forint54,000.00 HUF
Israeli new shekel1100.00 ILS
Japanese yen24,000.00 JPY
Malaysian ringgit1000.00 MYR
Mexican peso3500.00 MXN
New Taiwan dollar9000.00 TWD
New Zealand dollar400.00 NZD
Norwegian krone1600.00 NOK
Philippine peso13,000.00 PHP
Polish zloty800.00 PLN
Russian ruble12,000.00 RUB
Singapore dollar400.00 SGD
Swedish krona1800.00 SEK
Swiss franc300.00 CHF
Thai baht9000.00 THB
UK pounds sterling200.00 GBP
US dollar300.00 USD

Withdrawal Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a PayPal business account

Withdrawal/Transfer toWithdrawal/Transfer TypeRate
Bank accountStandard
  • With eligible linked bank account
No Fee (when no currency conversion is involved)
Instant
1.50% of amount transferred
CardsStandard
No Fee (when no currency conversion is involved)
Instant
1.50% of amount transferred

Withdrawal Limits – Instant Transfer for Bank

FrequencyMaximum (up to)
Per transaction25,000.00 USD

Withdrawal Limits – Standard and Instant Transfers for Cards

FrequencyMaximum (up to)
Per transaction50,000.00 USD
Per day100,000.00 USD
Per week250,000.00 USD
Per month500,000.00 USD

Minimum fee – Instant Transfer

Based on withdrawal currency:

CurrencyMinimum Fee
US dollar0.50 USD

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

ActivityDescriptionRate
Bank Return on Withdrawal/Transfer out of PayPalThis fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.No Fee
Commercial Transaction RefundsFull Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Credit Card and Debit Card Confirmation(s)Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.See Credit Card and Debit Card Link and Confirmation Table below.
PayPal Business Debit MasterCardUse of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice
PayPal Debit MasterCardUse of the PayPal Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Debit MasterCard Cardholder Agreement

Credit Card and Debit Card Link and Confirmation Table

CurrencyFee
Australian dollar2.00 AUD
Brazilian real4.00 BRL
Canadian dollar2.45 CAD
Czech koruna50.00 CZK
Danish krone12.50 DKK
Euro1.50 EUR
Hong Kong dollar15.00 HKD
Hungarian forint400.00 HUF
Israeli new shekel8.00 ILS
Japanese yen200.00 JPY
Malaysian ringgitNot Applicable
Mexican peso20.00 MXN
CurrencyFee
New Taiwan dollar70.00 TWD
New Zealand dollar3.00 NZD
Norwegian krone15.00 NOK
Philippine peso100.00 PHP
Polish zloty6.50 PLN
Russian ruble60.00 RUB
Singapore dollar3.00 SGD
Swedish krona15.00 SEK
Swiss franc3.00 CHF
Thai baht70.00 THB
UK pounds sterling1.00 GBP
US dollar1.95 USD