It’s PayPal. In your pocket.
No annual fee. No credit check. Just instant access to your money means fast cash flow. Eligible3 accounts with PayPal now come with a PayPal Business Debit Mastercard.
Instant Access to the money you have with PayPal3 - as soon as it’s added.
Spend the money you have with PayPal3, everywhere Mastercard is accepted – in-store, online, in your favorite app.
Earn unlimited 1% cash back on eligible purchases – including ones paid using a linked bank account.1
Withdraw cash from ATMs or with purchases.2
PayPal Payments Pro
Sell online with a customizable e-commerce platform and secure payment processing.Learn more
PayPal Working Capital
Get extra funding for your business in minutes, with one fixed fee and no periodic interest.Learn more
Magnetic swipe, chip card, contactless-accept more forms of payment wherever your business goes.Learn more
Send unlimited, customized electronic invoices for free. Pay only when you get paid.Learn more
Frequently Asked Questions
1Additional activation to receive this program’s cash back benefit is required. Please click to verify or complete activation of the cash back benefit. You’ll receive unlimited 1.0% cash back when your PayPal Business Debit Mastercard purchase is completed as a credit transaction by phone, online, or in stores. Transactions processed as cash withdrawals, cash advances, or those using a PIN or transactions that the merchant processes as PIN-less debit are not eligible for cash back. Additionally, you’ll only receive cash back when your monthly-earned cash back is at least $1.00. Cash back earned that’s less than $1.00 that month will not be awarded and will not carry over to the next month. See Cardholder Agreement for complete details
2ATMs must display the Mastercard®, Maestro® or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. See Cardholder Agreement for amounts and details." and the disclaimer after purchases should state "Cash back is available at Point of Sale devices at no-cost, as permissible by a merchant that bears the Maestro®, STAR® or PULSE® acceptance marks, and is dependent on retailer participation. Please verify acceptance with retailer at the time of the transaction. An Over the Counter Withdrawal fee of $3.00 applies when a signature is required to obtain cash back at a bank or other financial institution. Up to $400 USD daily withdrawal limit applies. See Cardholder Agreement for details.
3A PayPal business, PayPal Cash or PayPal Cash Plus account is required to maintain and use a balance with PayPal. To be considered for a PayPal Business Debit Mastercard, a customer must either have a PayPal business account or be part of our Funds Now program.