Now you can
Pay in 4 with PayPal

Just choose Pay in 4 at checkout at millions of online stores and split your payments in 4 – one every two weeks. It’s interest free, has no impact on your credit score and is backed by PayPal.*

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Pay in 4: Easy as 1-2-3.


Enjoy the power to pay later.

interest free.

Make interest-free payments
with Pay in 4*

Use it at millions of
online stores.

Shop at your favorite brands and retailers, enjoy now and pay later

Get a decision
in seconds.

There’s no impact to your credit score – you won’t have to wait long to see if you are approved*

It’s backed
by PayPal.

Get the same security and purchase protection you already enjoy from PayPal

How to buy now and pay later

Watch the video and learn how Pay in 4 can help you buy the things you love, want and need now, then pay over time.

Now's the Time to Pay Later.

  • Make interest-free payments with Pay in 4.*
  • When you apply, you’ll get a decision in seconds.
  • You’ll get the same security and protection you expect from PayPal.
  • You can Pay in 4 at millions of online merchants.
  • Payments are easy to manage through the PayPal app and

Still have questions? Check out our FAQs to learn more

See Our FAQs

Looking for PayPal Business? Learn how to offer Pay in 4 to your customers

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*Pay in 4 is available to consumers upon approval for purchases of $30 - $1500. Pay in 4 is not currently available to residents of New Mexico, North Dakota, Missouri, South Dakota, Wisconsin, Nevada, Rhode Island, or any U.S. Territories. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Late fees may apply for missed payments depending on your state of residency. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. Offers are not pre-approved offers or firm offers of credit.

All screen images are for illustrative purposes only.

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