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1 2016 LexisNexis® True Cost of Fraud Study
2 PayPal Internal Data. June 2019. Methodology: Benchmarked against MasterCard auth data set for the month of June 2019. There is no de-duplication for any of the numbers (removing duplicates will give us higher auth rates in the range of 95%+)
Increase authorization rates
Ensure legitimate transactions are approved to help boost revenue.
Decrease false declines
Help capture sales from legitimate customers that would have previously been declined.
Improve customer experience
A smooth and convenient payment experience can help to create loyal and satisfied customers.
Optimize payment processing
Leverage our platform to increase authorization rates and capture lost revenue opportunities.
Reduce checkout friction
Keep payment data up to date to simplify the checkout experience for your customers.
Limit false declines
Risk algorithms and machine-learning models help mitigate fraud and ease friction for legitimate transactions simultaneously.
Boost approval rates
Ensure legitimate transactions are approved fast, at a high rate, and more often on the first attempt.2
Tailor your approach based on data
Analyze reasons for decline and lean on our 20+ years of industry expertise to test and pivot your approach.
Leverage our global payments ecosystem
Our deep relationships with banks, card networks, and other financial institutions provide insights that power our optimization strategies.
Get insights from business experts
Visit our Business Resource Center to find more cutting-edge articles, white papers, and guides about the impact of optimizing payment processing for enterprise businesses.
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Contact a payments expert today
PayPal has shown a 30% improvement in failed payments compared to the incumbent payment option.
Julian Rockwood
Senior Product Manager
Home Chef
Jim Magats
Senior Vice President, OmniPayments, PayPal
“Businesses have typically had to choose between boosting approval rates and managing risk. PayPal has been able to help give businesses the best of both worlds: drive higher authorization rates and strong fraud mitigation, without creating friction for their customers."