Amplify reach and trust
– with flexible revolving credit and installment options
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Customer financing. Perfected.
PayPal Pay Later provides access to 377 million active global accounts1 and multiple buy now, pay later solutions in a single integration. Pay in 4 enables shoppers to make purchases in four interest-free payments, while PayPal Credit is designed for larger purchases.2 Customers get more buying power. You get help maximizing reach and revenue.
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Revenue-driving wins for your business
56%
increase in average order value (AOV)
Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.3
21%
increase in sales
Businesses that promoted PayPal Credit on their site saw a 21% increase in sales vs. those who did not.4
5X
more frequent usage
PayPal Credit is used over 5x more frequently than its two nearest competitors.5
The PayPal Pay Later advantage
Reach
377 million total active accounts globally
Attract new customers by accessing PayPal’s established network of active users.
Flexibility
2 solutions in 1 integration – at no additional cost to you
Integrate easily and add dynamic Pay Later messaging with just a few lines of code.
Trust
53% of young consumers trust PayPal to keep their financial information secure
Compared to an average of 3.7% among the top six competing buy now, pay later providers.6
Offer installment and revolving credit options with one integration
One of the innovative features of PayPal’s buy now, pay later solution is dynamic messaging. Offer both Pay in 4 and PayPal Credit in a single integration. We’ll dynamically present the most relevant option to customers based on the products they are browsing – offering them the extra buying power they need to complete the purchase.
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Global brands already offering PayPal Pay Later
Valuable resources for enterprise retailers
Infographic
Four ways buy now, pay later helps fashion retailers thrive:
How pay later options like Pay in 4 can help grow sales, cart size and revenue
Webinar
Maximizing revenue with retail credit options
Meet shifting consumer needs with financing at checkout
Article
Millennials and the shifting dynamics of online credit
Buy now, pay later can reach this coveted demographic
Article
Frictionless
Buy Now, Pay Later:
The Next Big Advancement in Frictionless Checkouts
Infographic
Four ways buy now, pay later helps fashion retailers thrive:
How pay later options like Pay in 4 can help grow sales, cart size and revenue
Webinar
Maximizing revenue with retail credit options
Meet shifting consumer needs with financing at checkout
Article
Millennials and the shifting dynamics of online credit
Buy now, pay later can reach this coveted demographic
Article
Frictionless
Buy Now, Pay Later:
The Next Big Advancement in Frictionless Checkouts
Infographic
Four ways buy now, pay later helps fashion retailers thrive:
How pay later options like Pay in 4 can help grow sales, cart size and revenue
1 PayPal Internal Data, Q4 2020.
2 About Pay in 4: Consumer late fee may apply for missed payments and varies by consumer’s state of residency. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.
3 Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without. 2019 PayPal internal data.
4 Average annual incremental sales based on PayPal’s analysis of internal data among 210 small and middle market merchants with annual online sales up to $37MM with messaging and buttoned against a broader group of merchants that did not, with 24 mo. continuous DCC volume between January 2016 and November 2019.
5 Logica Future of Money Study 2020, online survey completed July 2020. N = 1,000 US adults 18+.
6 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.