Buy now, pay over time with PayPal Credit.

Get 6 months special financing on purchases of $99+ every time you shop. That's not an introductory offer and there's no limit on the number of qualifying purchases you can make. Just complete a quick application and get a credit decision in seconds.

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Subject to credit approval. See terms
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No Interest if paid in full in 6 months on purchases of $99 or more.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See terms

Apply for PayPal Credit

Get the buying power to shop now.

Enjoy the flexibility to pay over time.

Use PayPal Credit's digital, reusable credit line to shop anywhere PayPal is accepted. Whether you're buying the perfect gift or purchasing a new couch, you can get 6 months special financing on purchases of $99 or more every time you shop with PayPal Credit. Subject to credit approval.

Discover all the ways you can shop with 6 months special financing.

See how easy it is to use your reusable credit line.

Everything you love about PayPal – and more.

Get all the benefits of PayPal, when you shop with PayPal Credit.

Purchase Protection

If something goes wrong with your order, we'll reimburse you for the full purchase price plus any original shipping costs. See Limitations and Learn More

Return Shipping On Us

If you aren't happy with your order, we'll refund the cost of sending it back. See Limitations and Learn More


Check out in a single step with just the touch of a button by connecting PayPal Credit with OneTouch™. Learn More

Applying is simple.

Fill out a quick application, get a credit decision in seconds and if approved shop instantly with PayPal Credit right from your PayPal account.

Buy now, pay over time.

Apply for PayPal Credit

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