Simplify payday with
Direct Deposit

Get your paychecks or government payments automatically transferred into your PayPal Balance account1 up to 2 days2 early.

Get Direct Deposit

PayPal Balance account is required to use
Direct Deposit.



Payday, meet PayPal

Get funds faster

No more waiting for checks in the mail or long lines at the bank.

Easy setup

Set it up once and enjoy access to your funds on payday.

Feel secure

Enjoy the benefits of PayPal, including Purchase Protection.3

Set up Direct Deposit in two easy steps

Get your details

Tap More in the PayPal app, then select Set Up Direct Deposit. You will get an account and routing number to receive payments directly to PayPal.

Give your details

Provide both numbers to your employer or benefit provider and select Checking as your account type. Be sure the name on the account used is exactly the same as the name on the form.


Spend where you want to

Shop millions of retailers online, use the PayPal Cash Card in-store, send money to friends, family4 and more

Get the PayPal Cash Card5

Get the PayPal app

Easily keep track of your Direct Deposits by setting up real-time notifications
Get the App

Money management made easy

Discover more features from PayPal that can help you manage your money - all in one place.

Receive your money fast with Direct Deposit from PayPal

Get Direct Deposit
1Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your PayPal User Agreement for complete Direct Deposit details.
Once it's set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing.
2New Direct Deposit enrollees will be eligible for early access, subject to the terms and conditions. The early access feature will be made available to all eligible Direct Deposit customers in the coming months. Early access can allow a user to access their funds up to 2 days early. Early access to funds depends on when we get payment instructions from the payor (your employer or government agency). When we get funds before the scheduled payment date, your money can be made available up to 2 days sooner than scheduled. Availability and timing can vary based on the payor and when we get payment instructions. Once the funds are received, they will be deposited directly into your PayPal balance.
3Available on eligible purchases. Terms and limitations apply
4An account with PayPal is required to send and receive money.
5A PayPal Balance account is required to get the card. Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.
6The PayPal Cash Card is a debit card linked to your PayPal balance. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Funds you hold in a PayPal Balance account are not insured by the FDIC unless you have successfully requested a PayPal Cash Card. If you have successfully requested a PayPal Cash Card, then we will deposit the funds in your PayPal Balance account into a pooled deposit account held by us for your benefit at an FDIC-insured bank. This structure used for accounts with a PayPal Cash Card is intended to provide the funds in your PayPal Balance account with the benefit of pass-through FDIC insurance up to applicable limits.
The PayPal Cash Mastercard (“PayPal Cash Card”) is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

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