It’s a complete payment solution.

Accept credit and debit cards, PayPal, and other payment methods in your mobile app or website. Integrate once, add or remove payment methods on the fly, and control it all from one simple dashboard.

Learn more about mobile in-app credit card processing

Micropayments can see macro savings.

If your average sale price is less than $10 per download, you could save money with our "5% plus 5¢" rate.Say you average $2 per download. With our micropayment discount, you pay a transaction fee of $0.15 – versus $0.36 with the standard rate – a savings of over 50% per transaction.

Learn about our micropayments pricing

Let customers pay over time for your digital products.

When your customers check out with PayPal and choose PayPal Credit, they get access to special financing for 6 months on purchase of $99 or more.*You get paid in full upfront with no extra charges—you just pay your normal PayPal transaction fees. Plus, it’s built into your PayPal account, so there’s nothing you need to do.

Learn how to let customers pay over time

Big or small. Online or offline. We’re here for your business.

Use recurring billing to automatically bill your customers.

Set up subscription payment services to charge your customers’ credit card or PayPal account on a regular basis. As an optional feature, it's ideal for memberships and any kind of subscriptions, such as music streaming service.Recurring billing costs just $10 per month.

Learn more about optional features and fees

Build your future with an affordable business loan.

PayPal Working Capital is the small business loan that offers flexible, affordable, and fast funding in minutes based on your PayPal sales—and without a credit check.*

Learn more about small business loans
*PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal Business or Premier account for at least 90 days and process a minimum of $15,000 (or for Premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.

Why choose PayPal?

We’ll give you four reasons.

It's a complete payment solution

Our merchant account services let you sell digital products by accepting credit cards, debit cards, and PayPal payments via mobile devices, computers, and storefronts—all with clear, flat-rate pricing, no set up fees, and no long-term commitment.

Customers get a fast, easy payment experience

Your customers can pay quickly from almost any device with fewer screens, fewer clicks, and up to a 44% better checkout conversion.*

Credit for you and your clients

A PayPal Working Capital small business loan can help you scale,** while PayPal Credit gives your customers the flexibility to pay over time.

You get help from real humans

Get answers and technical support from a trained professional at the other end of the phone, not from an email.

Sell your digital downloads and products online and in your mobile app with PayPal merchant services.

Sign Up For a Business Account

Or call 1-855-456-1328