How PayPal works
Sign up to PayPalCreate a new account and link your credit card information to your PayPal digital wallet.
Choose the PayPal buttonLog in with your email address and password to complete your purchase.
Sit back and relax.Your order is complete! No need to worry about your purchase. If an eligible item doesn’t arrive, Buyer Protection covers you.
Zero balance shopping
Never worry about keeping a balance in your PayPal account. Instead, link your preferred credit card and pay instantly without having to enter your card details again.More about linking a card
If an eligible item that you’ve bought online doesn’t arrive, or doesn’t match the seller’s description, our Buyer Protection will reimburse you for the full amount of the item plus postage and packaging costs.More about Buyer Protection
Let your fingers do the shopping
We have versions of our app for iOS, Android and Windows. In a few moments you can log on to PayPal, check your balance, pay bills and more.Download app
Turn sixteen digits into One TouchTM
Activate One TouchTM purchases and check out with just a click of a button. The same, easy PayPal you know is now faster than ever, and just as safe.Learn more
Rack up the rewards.
Love earning those points, miles, and cash back every time you pay with plastic? Just link your card to your account and you can keep earning those rewards.
Buy from the best.
Shop with confidence at your favorite stores, and millions more worldwide.
Find it on eBay.
With more than 500 million items, eBay is one of the largest virtual malls in the world – and is open or those who have PayPal account!
Frequently Asked Questions
Pay any way you want. Link your credit cards to your PayPal Digital wallet, and when you want to pay, simply log in with your username and password and pick which one you want to use.
We will help you pay in just a few clicks. Enter your email address and password, and you’re pretty much done!
There’s no need to run around searching for your wallet. Better yet, you don’t need to type in your financial details again and again when making a purchase online. We make it simple for you to pay with just your email address and password.
On top of that, we've got your back. If your eligible purchase doesn’t arrive or doesn’t match its description, we will refund you the full purchase price plus shipping costs with PayPal's Buyer Protection program.
Do I need a balance in my account to use it?
Can I still collect rewards points on my credit card?
How much does it cost to use PayPal?
If your transaction requires a currency conversion, we will use a retail exchange rate (the wholesale cost of foreign currency as denominated by an outside financial institution) plus a conversion service charge. Read more about currency conversion and merchant fees here.
How do I add a card to my PayPal account?
To add your card, sign into your PayPal account. Go to Profile and click Add/Edit Credit Card. Select the card type, enter the required details and click Save. You're all done!
Where I can go for additional help or questions?
How can I recover my password or username?
Can I use my bank account to fund my PayPal purchases?