3D Secure is built into Braintree and provides an extra authentication layer for online purchases, shifts liability for eligible chargebacks to issuers, and meets SCA requirements in applicable markets.

Smart Routing uses machine learning to predict the optimal processing path for primary and retry transactions, in order to help improve auth rates and reduce transaction expense.

By establishing additional redundancy with more processor options, improve long-term latency, boost authorization rates, and mitigate the impact of timeouts, outages, and transaction failures.