Choose PayPal at checkout
Then select the Pay Later option that works for you.
Get a decision in seconds
Choose the installment plan that works for you.
Make the remaining payments
Do it securely in the app or online with the ease of autopay.
Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.
Scan the code or enter your number to get the app.
Stretch your budget with Pay in 41 or Pay Monthly.2
Shop your favorite brands with the option to pay later.
Apply for Pay in 4 without impacting your credit score.
Purchase and Fraud Protection on eligible purchases.3
Pay in 41 | Pay Monthly2 | |
---|---|---|
Purchase amount | $30 to $1,500 | $199 to $10,000 |
Number of payments | 4 interest-free payments | 6, 12, or 24 payments |
Time between payments | Bi-weekly (1 down payment & 3 payments) | Monthly |
APR | 0% | 9.99-35.99% |
Repayment method | Debit card, credit card, or confirmed bank account PayPal Balance (not available for autopay) | Debit card or confirmed bank account PayPal Balance (not available for autopay) |
Purchase Protection3 | Included | Included |
Late fees | None | None* |
Sign-up Fees | None | None |
Autopay available | Automatically enrolled at time of purchase | Optionally enroll in autopay at time of purchase or any time after |
Then select the Pay Later option that works for you.
Choose the installment plan that works for you.
Do it securely in the app or online with the ease of autopay.
Buy what you love now, and pay later. Break up your payments over weeks or even months.