Frequently asked questions

Trust the way you pay

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Scan the code or enter your number to get the app.

A QR code you can scan with the camera on your phone to download the PayPal app
By clicking Send Link you agree to receive a text message with a link to the PayPal app. Message and data rates may apply.

Get the most out of money transfers


Settle up after dinner without broadcasting it to the world. Send money and good vibes with just the group.


Be confident the cash will be there—sometimes in seconds. At home or out on the town, transfer money with the app wherever you roam.1


Your fave ways to pay in one place. Send money with your PayPal balance1, bank account, or a credit or debit card.


Need a safe way to send money to someone you don’t know? We can help with PayPal Purchase Protection on eligible items.2

Here’s how to send money. It’s easy as 1-2-3.

Choose your people

Enter their name, PayPal username, email, or mobile number.

Enter the amount

Enter the amount of money you want to send and choose a currency. You can even add a personalized note.


Choose "Send". Your payment is on its way.

Payments just got personal

Add some flair to your payments with fun animations, emojis, or stickers when you use the mobile app.

Send money globally

Use our Xoom service to transfer money to over 130 countries, even if your recipient doesn’t have a PayPal or Xoom account.3

Transparent fees, trusted transfers


+ $0.10 per transaction

transaction fees when you send to friends and family within the US from your bank or PayPal balance.1 We never charge you fees when you pay for goods and services in the US or in USD.


2.90 %
+ $0.30 fixed fee

per US transaction when you send money using your debit card, credit card, or PayPal Credit3 or PayPal Debit Card.4

Fees subject to change.