We support businesses

just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.

Fund your next big idea. Invest in your growth. Pay business expenses. Need financial solutions? You’re in the right place.

A debit card that pays you back

The PayPal Business Debit Mastercard® lets you earn unlimited 1,00 % cash back on eligible purchases1—without an annual fee or credit check.2 You can even spend your PayPal balance in stores and online.

A loan that’s repaid with a share of each PayPal sale³

PayPal Working Capital is primarily based on your PayPal Business account history.

  • Approved loans are funded in minutes

  • No credit check

  • Best for businesses that process payments with PayPal

Minimum eligibility requirements for PayPal Working Capital

PayPal sales

Your business has had a PayPal Business or Premier account for 90 days or more.

Account history

You’ve processed at least $15,000 in PayPal sales in the last 12 months ($20,000 for Premier accounts).

Loan status

Pay off any existing PayPal Working Capital loan before applying for another.

A fixed-term loan with weekly payments

PayPal Business Loan is based on a full picture of your business.

  • Funding as soon as the next business day if approved4

  • Checking eligibility will not affect your consumer credit score5

  • Processing payments with PayPal not required

Minimum eligibility requirements for PayPal Business Loan


Your business must have an annual revenue of $33,300 or more.

Time in business

You must be in business for at least nine months.

Account status

A PayPal Business account is required.

We love helping businesses grow

small business loans
in US business funding
of surveyed borrowers said they would borrow again*
* Based on PayPal Working Capital and PayPal Business Loan Net Promoter Score Surveys, January - May 2022.

Learn from the experts

Explore helpful articles, case studies, and webinars about financial services that can help your business grow.

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Financial services

Cards and loans to keep your business moving.

From debit cards to fast access to business funding, apply for the financial solutions you need with the payments provider you trust. It all starts with a PayPal Business account.