A business loan you repay with a share of your sales.

To apply, just process your business payments with PayPal for at least 3 months and have $20,000+ in PayPal sales within 12 months.*


Flexible payments

Repay your loan with a share of your daily sales so that managing your cash flow is easier. (Minimum payment required.)**


Get funding in minutes

Sign-up and approval takes minutes and your loan is securely transferred to your PayPal account automatically.


No credit check required

No time-consuming check of your financial history — your loan is based on your PayPal sales.


Pay one affordable fixed fee

You pay no periodic interest. Instead you pay one affordable fixed fee that you know when you sign up.

*PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, a Utah-chartered Industrial Bank, member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 3 months and process between $20,000 and $10 million within those 3 months or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.

**At least 10% of the total of the original loan amount + loan fee is due every 90 days, up to 540 days, or until the loan is paid in full, whichever first occurs. See Terms and Conditions for details.

Online payments built for business at every scale.

When you offer PayPal at checkout you will benefit from more transactions and more spend per customer. From there it’s easy to scale PayPal solutions to fit any business, from start-ups to the world’s largest retailers.

2.9% or lower + $0.30 per transaction and no monthly fee

Accept credit cards + PayPal

Accept Credit Cards + PayPal

With PayPal credit card processing you can accept all major payment types from your customers right on your site. Simple checkout buttons or fully customized online checkouts enable scalable solutions for businesses of any size.

Learn more about PayPal online payments


Checkout with PayPal

Add PayPal to Your Checkout

If you already offer credit cards, add PayPal to your checkout. Express Checkout is optimized for any device and is trusted by 148+ million PayPal users. The button can be added to any site within minutes and can benefit any business.

Learn about PayPal Express Checkout
See a demo of a checkout enabled by PayPal:
Explore our Demo Center

Always ready to make a sale.

Maximize your sales opportunities in store or on the go with PayPal Here, our mobile payment solution. Simply and securely accept multiple forms of payment anytime, anywhere - credit cards, debit cards, and (of course) PayPal. You can also record your cash and check payments.
2.7% per US swipe transaction

PayPal Here

Start accepting payments on your iPhone, iPad or most Android phones with our app and card reader. With no long-term commitments and live customer support it’s quick and easy to start getting paid.

Learn about PayPal Here

Partner POS Solutions

From supporting multiple locations to inventory management to reservations, our partner solutions cover your unique business needs.

Learn about Partner POS Solutions

Learn how other businesses use PayPal to help them sell more online and offline.

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Open an online store and accept payments in minutes.

Get started with a special, limited-time offer to help you sell more.

Sign up for a Bigcommerce ecommerce bundle plan and use PayPal as your payments processor, and you can become eligible to receive up to $800 in coaching, tools, and more.

Offer expires July 15, 2015. Terms and exclusions apply.

Learn more

Businesses that use PayPal sell more.


Increase in total customers


Increase in total customer spend


More transactions per customer


More spend per customer

Invoice fast. Get paid faster.

PayPal lets you create and send detailed invoices in minutes using free templates customized with your logo. Get paid faster with built-in payment options to accept credit cards, PayPal, and customer financing and record cash and check payments.

2.9% or lower + $0.30 per transaction and no monthly fee

Learn about PayPal Online Invoicing

PayPal's invoicing is one of my favorite features. Before I used it, collecting money seemed to take forever, but not anymore.

- Scott Hawkins, CPROK

All of your PayPal business services in one simple account.

Sign Up For PayPal

Learn more about business solutions

Sign up: 1-866-784-3769
Support: www.paypal.com/help

Merchant Services and Business Products