Accept credit cards by phone, mail, or in person.

With Virtual Terminal, accepting debit and credit cards is easy—no card swiper to buy, no software to install. All you need is Internet access and your smartphone, computer, or tablet turns into a credit card terminal.

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Sign up: 1-866-745-4036

Your Virtual Terminal

Accept all major debit and credit cards, from more than 190 markets. You’ll usually get paid within minutes, then you can spend the money online where PayPal is accepted or withdraw it to your bank account.

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4 reasons to choose this payment solution:

Accept credit cards virtually anywhere

Use your phone, tablet, or computer to run Virtual Terminal wherever you have Internet access—at your office, at a trade show, even at the airport.

Get up and running quickly

It’s easy to set up online credit card processing with no software to install, no coding required, and no extra equipment needed.

Stay on top of your orders

View account activity and track transactions in an easy-to-read report. And when you’re ready, print shipping labels and packing slips.

Simple, straightforward pricing

Access the convenience of Virtual Terminal for a low monthly fee, with no setup, termination, or withdrawal fees.

How does Virtual Terminal work?

1. You log into Virtual Terminal.

When you’re ready to process a payment, go to and log into your account. Click on Virtual Terminal.

2. You enter the order.

Enter the order details and credit card information.

3. You complete the transaction.

You’ll receive confirmation for successful transactions. You’ll then have the option to print a receipt, packing slip, or shipping label—or process another payment.

You can get your money quickly, usually in minutes.

Once approved, the money quickly arrives in your PayPal account. From there, transfer it to your bank account, spend it wherever PayPal is accepted, or use your PayPal Business Debit MasterCard® at the ATM or in stores.

Virtual Terminal is just the start.

Want to start selling on your website? Or customize your checkout? When you sign up for Virtual Terminal, you also get PayPal Payments Pro at no extra cost.

Turn any browser into a credit card terminal.

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