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¹Additional enrollment for cash back is required. You’ll receive 1% unlimited cash back when your purchase is completed as a credit transaction by phone, online, or in stores. Payments using a PIN or transactions that the merchant processes as PIN-less debit are not eligible for cash back. Additionally, you’ll only receive cash back when your monthly-earned cash back is at least $1.00. Cash back earned that’s less than $1.00 will not be awarded and does not carry over to the next month.²Loans from $1,000 to $200,000 are available to qualifying first time borrowers (and up to $300,000 for qualifying subsequent borrowers).³PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal Business or Premier account for at least 90 days and process a minimum of $15,000 (or for Premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.⁴PayPal Credit is subject to consumer credit approval and is available to US customers who are of legal age in their state of residence.