Spend smarter

A guide to financial empowerment.

  • At PayPal, we want to make it as easy and affordable as possible for everyone to buy the things they want and need.

  • But we also know that giving you simple, secure ways to spend is only part of our job. We want to help you do so responsibly too.

  • From balancing your budget and boosting your credit score, to making you sure you buy wisely in the sales, check out our quick-read guides to spending smarter. Financial empowerment awaits.

Helpful hints to spend smarter.

All our articles to help you be savvy with your spending, all in one place.
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Let’s talk about
financial planning

The more we plan our money, the more we can do with it. Follow our tips for building a budget and using it wisely.
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7 ways to be an
everyday finance master

Show your money who’s boss with these simple tips that put you in control of your bills and your future too.
Read article

Your credit score
and how to improve it

We all have a credit score. But not so many of us know how to find out what it is, what it means and how to boost it.
Read article

Why do I want it ?

Will it make life better, easier, or more enjoyable? Or is it just an impulse buy?

Do I need it ?

Will you use it regularly or will it just end up at the back of the cupboard ?

Can I afford it ?

Will buying it make it harder to pay my monthly bills or would it make sense to save for a bit longer ?

Discover our FAQs.

Explore Our FAQs

Learn more about
buy now,
pay later options.