Introducing PayPal Pay in 3.
The power to pay your way.

Choose Pay in 3 at checkout where PayPal is available, and enjoy the power to split your purchase into three interest-free payments, with no set up fees or charges. Stay in control and get the things you need without stressing your budget.

Start Shopping

See our Pay in 3 FAQs

Pay in 3: Easy as 1-2-3…

1Check out with PayPal 2Choose “Pay in 3” and complete your purchase. 3Make the first payment now, the rest in two payments every month on the same date.

Shop your way with Pay in 3.


It’s interest-free.

With Pay in 3, there’s no interest, no set up fees and no worries.


Get a decision in seconds.

You won’t have to wait to see if you’re approved.


It’s backed by PayPal.

Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal*.


Use it at millions of merchants online.

You can use Pay in 3 on purchases £45 - £2,000 at loads of your favourite online stores.

Give yourself the power to buy now and pay later.

Watch the video to see how Pay in 3 lets you pay over time, when you buy the things you love, want and need now.

Chill… enjoy more flexibility
with Pay in 3.

  • Stay in control of your finances
  • Make interest-free payments
  • Get a decision in seconds
  • Backed by PayPal Buyer Protection
  • Available at millions of merchants online

Still have questions? Check out our FAQs to learn more

See Our FAQs

*Available on eligible purchases only. 180 day time limit and other terms apply.
Subject to status. Terms and Conditions apply. UK residents only. Late fees apply. PayPal is a responsible lender. Pay in 3 performance may influence your credit score.

PayPal Pay in 3 is a trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. 22-24 Boulevard Royal L-2449, Luxembourg.

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