What is PayPal Pay in 3?

PayPal Pay in 3 is a feature that lets you split your purchase into 3 payments, with the 1st payment due at the time of purchase and 2 subsequent payments made every month on the same date.

Will I be able to use PayPal Pay in 3?
We’re offering PayPal Pay in 3 to a growing number of our UK customers. 

PayPal Pay in 3 is not available for certain merchants and goods. We may also decide not to offer PayPal Pay in 3 as an option based on our internal checks. 
If you choose PayPal Pay in 3 as your payment method when you check out with PayPal, you’ll be taken through the application process. You will get a decision instantly, but not everyone will be approved based on our internal checks.

How can I pay with PayPal Pay in 3?
Just choose to pay with PayPal when you shop online and if it is an eligible transaction, you will see PayPal Pay in 3 as one of the available payment methods. Simply apply for a PayPal Pay in 3 plan in just a few steps, get an instant decision, and finish checking out.

What purchase amounts qualify for PayPal Pay in 3?
PayPal Pay in 3 is available on eligible shopping cart values between £45 and £2,000. 

What are the terms and conditions for my PayPal Pay in 3 plan?
You’ll see the link to the terms and conditions when you choose to apply for PayPal Pay in 3 at checkout, and you must read them before you submit your application. You will also have the option to download the terms and conditions. 

Once your plan starts we will send you an email containing important information about your PayPal Pay in 3 plan, including how to locate your terms and conditions.

Are there any fees associated with PayPal Pay in 3?
There are no fees for choosing to pay with PayPal Pay in 3, however If you are late with a payment, you will be charged a late fee of £12.

How long will my PayPal Pay in 3 plan last?
Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.

Where can I pay with PayPal Pay in 3?
PayPal Pay in 3 is available to use at selected merchants where PayPal is accepted. Transactions can be made in all currencies that PayPal supports, not just GBP. For transactions not in GBP, PayPal will automatically convert the transaction amount to GBP at checkout before providing you with your PayPal Pay in 3 plan. Currency conversion charges will apply as set out in your PayPal User Agreement.