What are the PayPal Credit promotional offers?

Sometimes, subject to approval, we may offer you a promotional interest rate such as 0% p.a. interest for 4 months. After the promotional period you will be charged interest at 21.9% per annum variable.

To avoid paying interest charges on this kind of promotional offer, you must pay the purchase amount in full by the promotion's expiration date. You can find this date in the PayPal Credit section of your PayPal account under 'Payment Plans'.

In some cases you may also have the option of paying for your purchase in monthly instalments over a period of 6, 12, 18, 24, or 48 months.

You will have a minimum payment due date for all instalments purchases and that amount will be shown in the 'Payment Due' section of your statement.

If you still have questions or there's something else we can do to help, you can get in touch with us by clicking Help.