If I pay late, will I be charged a fee?

Under the terms of the PayPal Credit Agreement, we will charge a late payment fee of £12.00 GBP for overdue payments. If you have an overdue payment please log in to your PayPal account as soon as you can to make it.

You can pay off as much of the balance each month as you like, but you must pay at least the minimum payment set out in your statement each month before the date shown there. Details of how this is calculated are also set out in your Credit Agreement.

If you do not pay off the whole balance owed every month, you may be charged interest, which could mean it will take you longer, and cost you more, to repay the full balance. If you’re having difficulties making a payment, talk to us. We might be able to help.

You can Call Customer Service on 0800 368 7155. We're open from 8am to 6.30pm, Monday to Sunday.