How does PayPal Working Capital work?

Follow these simple steps:

  • Select the amount of the merchant cash advance you’d like to receive for your business. The maximum amount available will depend on your PayPal sales and account behaviour.
  • Choose the percentage of your future PayPal sales that will go towards repayment of the merchant cash advance and the associated fixed fee.
  • Receive the funds straight away to use as you wish for your business.
  • Your repayments will be taken from each of your future sales until your merchant cash advance and fixed fee have been repaid. You can also make additional repayments without any additional charges.