Does PayPal Credit protect me from unauthorised charges?

Yes. You’re not liable for unauthorised purchases made from your PayPal Credit account. If this happens, you should immediately report it to us so we can investigate and resolve it for you. You can report an unauthorised transaction through the Resolution Centre of your PayPal account.

To report an unauthorised transaction:

  1. Go to Resolution Centre.
  2. Click Dispute a Transaction.
  3. Select the item you wish to dispute, click Continue, and follow the rest of the instructions provided to submit your dispute.