Am I eligible for PayPal Working Capital?

The minimum requirements to apply for PayPal Working Capital are that you:

  1. Have had a PayPal Business or Premier account for 3 months or more
  2. Are registered in the United Kingdom
  3. Process at least £12,000 if you have a Premier account, or £9,000 if you have a Business account, in eligible PayPal sales annually*
  4. Have repaid any prior PayPal Working Capital cash advances.
Additional data regarding your PayPal account history, industry type, business performance and your wider financial position are also considered as part of the application process, to determine if you are eligible for PayPal Working Capital and to  set the size of the merchant cash advance available to you.

* Eligible sales are those made through your PayPal account net of any transaction reversals and excluding any non-business person-to-person transfers. Also excluded are any transfers or deposits you make yourself into your PayPal account, and any gambling transactions.