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Pay in 3 is one of PayPal’s Pay Later offers included in PayPal Checkout. By offering Pay in 3, you're empowering your customers with more flexibility to make purchases. They can pay over time interest free1 while you can see higher sales and more repeat business.
You get paid upfront, while your customers pay later.
With Pay in 3, your customers can spread the cost of purchases over three payments with no interest or set up fees.1
Consumers access financing options through PayPal, a brand they know and trust.
With the ability to spread payments, purchases become more affordable.
Giving shoppers more spending power could help boost your average order values.
Pay in 3 is included in your existing PayPal rate at no extra cost.
Add Pay in 3 messaging to your site so your customers know they can buy now and pay later.
Get reporting on purchases made with Pay Later.2
Let customers know they have the flexibility to buy now and pay later by adding Pay in 3 promotional messaging to your site.
Pay Later option empowers your customers with more flexibility to buy what they need.
Your customer sees their payment schedule. And there are no sign-up fees for customers or additional costs for your business.1
Once the order is processed, you get paid. Then we take care of collecting the payments from your customers.1
Let customers know they have the flexibility to buy now and pay later by adding Pay in 3 promotional messaging to your site.
Pay Later option empowers your customers with more flexibility to buy what they need.
Your customer sees their payment schedule. And there are no sign-up fees for customers or additional costs for your business.1
Once the order is processed, you get paid. Then we take care of collecting the payments from your customers.1
4 ways Pay Later helps fashion retailers
How demographics dictate credit choices for shoppers
The content of this page is provided for informational purposes only. You should always obtain independent business, tax, financial, and legal advice before making any business decision.
1 Pay in 3 availability is subject to merchant status and integration. Consumer eligibility is subject to status and approval. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect consumer’s credit scores. See product terms for more details.
2 Available only to businesses with Pay Later messaging on their website.
3 Source: An online study commissioned by PayPal and conducted by RFI Consulting in November & December 2020, involving 2,000 UK consumers
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