Unlock more business.
Pay in 3 is the key.

With no extra cost to you

Get StartedBook a consultation

Talk to a payments specialist to get started, +44 207 949 4779.

Give customers more buying power

Pay in 3 is one of PayPal’s Pay Later offers included in PayPal Checkout. By offering Pay in 3, you're empowering your customers with more flexibility to make purchases. They can pay over time interest free1 while you can see higher sales and more repeat business.

A win for your customers

Payment flexibility

You get paid upfront, while your customers pay later.

Interest-free choice

With Pay in 3, your customers can spread the cost of purchases over three payments with no interest or set up fees.1

Trust and security

Consumers access financing options through PayPal, a brand they know and trust.

Purchasing power

With the ability to spread payments, purchases become more affordable.

A win for your business

Increased sales

Giving shoppers more spending power could help boost your average order values.

No additional costs

Pay in 3 is included in your existing PayPal rate at no extra cost.

Easy promotion

Add Pay in 3 messaging to your site so your customers know they can buy now and pay later.

Business Insights

Get reporting on purchases made with Pay Later.2

buy now pay later mobile

The numbers you need to know

£0

57%

32.5M

Top brands already offering Pay in 3


See Pay in 3 in action

Promote Pay in 3 on your siteYour customers choose Pay in 3Customer gets clear payment informationWe do the rest

Promote Pay in 3 on your site

Let customers know they have the flexibility to buy now and pay later by adding Pay in 3 promotional messaging to your site.

Your customers choose Pay in 3

Pay Later option empowers your customers with more flexibility to buy what they need.

Customer gets clear payment information

Your customer sees their payment schedule. And there are no sign-up fees for customers or additional costs for your business.1

We do the rest

Once the order is processed, you get paid. Then we take care of collecting the payments from your customers.1

See Pay in 3 in action

Promote Pay in 3 on your site

Let customers know they have the flexibility to buy now and pay later by adding Pay in 3 promotional messaging to your site.

Your customers choose Pay in 3

Pay Later option empowers your customers with more flexibility to buy what they need.

Customer gets clear payment information

Your customer sees their payment schedule. And there are no sign-up fees for customers or additional costs for your business.1

We do the rest

Once the order is processed, you get paid. Then we take care of collecting the payments from your customers.1

How to add Pay in 3 messaging to your site : watch the how-to video for step-by-step instructions.

Easy set-up

Already have a PayPal business account?

Ready to set up an account with us?

Pay in 3, available on these commerce platforms


View all partners

For Large Enterprises

Bye-bye browsers, hello buyers

Infographic

4 ways Pay Later helps fashion retailers​

Article

How demographics dictate credit choices for shoppers​

The content of this page is provided for informational purposes only. You should always obtain independent business, tax, financial, and legal advice before making any business decision.

1 Pay in 3 availability is subject to merchant status and integration. Consumer eligibility is subject to status and approval. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect consumer’s credit scores. See product terms for more details.

2 Available only to businesses with Pay Later messaging on their website.

3 Source: An online study commissioned by PayPal and conducted by RFI Consulting in November & December 2020, involving 2,000 UK consumers

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