About PayPal Pools

PayPal Pools overview

Pools are an easy and fast way to collect money with friends. Whether you need to raise money for a holiday, a group gift, or for regular shared expenses, just create a pool and share it with your friends and family. Please note that you are responsible for spending the money collected for the purpose set out in your Pools page.

Your friends can chip in in seconds. If they don’t have a PayPal account, they can set up one in minutes – sign-up is free and easy!

How do I create a Pool?

You’ll need a PayPal account, so if you don’t have one yet, sign-up is easy and free.

  1. Go to the Pools page.
  2. Click Create a Pool.
  3. Follow the instructions.

Does it cost money to create a Pool?

Creating and running a pool is free of charge. PayPal doesn't charge a fee to open a PayPal account.

What kind of PayPal account do I need?

Pools are available to personal account holders. At this time, Pools are not available for Business account holders.

How do I access the pool after I created it?

You will see your pool on your Summary page. Just click on it and you'll be directed to your pool's page. 

Can I use Pools on my mobile device?

Yes, you can access and manage your Pools directly from your mobile device. 

Download the PayPal mobile app

Do I need a bank account, debit card, or credit card to set up my Pool?

No, you only need a PayPal Personal account. If you want to transfer the money you receive, just add a bank account to your PayPal account.  

Can I use a Pool to collect money from customers?

No. Pools are used to collect money from friends and family. All the contributions you receive through your Pool are considered personal payments and so they’re not eligible for PayPal Buyer Protection and all contributions taken must be in line with the PayPal User Agreement and Acceptable Use Policy.  

If you want to get paid for items or services you sell, then you can set up a PayPal.Me link.


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