PayPal Working Capital.

  • One fixed fee that you know upfront*
  • Flexible payments that change with your sales

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Why choose PayPal Working Capital?


Simple pricing, simple payments.

Get to know the basics.


How much can I receive?

How much can I receive?

PayPal Working Capital is based on your PayPal sales history.


How much does it cost?

1 Fixed Fee

How much does it cost?

There's just one fixed fee* determined by:

  • Your loan amount.

  • Your chosen repayment percentage.

  • Your business's PayPal sales history.


How do I repay?

80% to your business and 20% to loan repayment

How do I repay?

You pay back the loan automatically with a percentage of your sales that you choose when you apply.**

The higher your sales, the faster you repay. On days without sales, you won’t pay a thing, but you need to repay a minimum amount every 90 days, depending on the loan terms you choose, to keep your loan in good standing.

You can also make manual payments and even pay the loan in full anytime without penalty.


The PayPal difference.

PayPal Working Capital makes it easier for your business to get funding



Call us and we'll be happy to help.

1800 286 793

8:00am – 8:00pm AEST

Monday - Friday

8:00am – 6:00pm AEST

Saturday and Sunday

Ready to get started?

Apply Now