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More about payments processing

Accept PayPal Payments
 
Offer PayPal Pay in 4
 

How commerce gets connected

Elevate your business with an integrated payments solution.

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Innovation that drives results

20 billion transactions
PayPal processed over 20 billion global payment transactions, totalling trillions of dollars, last year.1
200+ markets around the globe
Scale into new markets and accept payments in 135 currencies.
4% lift in auth rates
PayPal Braintree has shown a rise in transaction authorisation rates of 4 percentage points globally.2

Global businesses driving growth with PayPal

PayPal + Simply Energy

Learn how Simply Energy has made their payments fast and frictionless with PayPal Braintree

Read the Simply Energy case study  

Embracing PayPal as a trusted payment solution allows us to stay at the forefront of the evolving energy market, enhancing customer satisfaction and fueling our growth as a progressive electricity retailer.

— Mazhar Shah, General Manager, Finance, Simply Energy

Set yourself apart with a payments platform that brings it all together

Help improve security and approvals

Leverage dynamically updated network tokens to drive conversion and reduce churn.

About tokenisation  
Optimise routing

Route transactions to global acquirers and networks that offer the fastest, most reliable, and cost-effective processing.

Retry declined transactions

Intelligently retry declines to increase the chance of transaction success while reducing retry fees.

About automatic retries  
Keep data fresh

Use Account Updater to securely make batch and real-time updates for Visa, Mastercard and American Express.

About Account Updater  

Global card processing that’s built for scale

Accept popular credit and debit card brands and wallets.

  • Offer alternative payment methods including digital wallets like Apple Pay and Google Pay.
  • Accept local payment methods, PayPal and PayPal Pay in 4.
  • We will help to make sure you are compliant with the ever-changing network rules, so that you can focus on running your business.

Offer PayPal

Grow your business by connecting to a network of 400+ million active accounts.

  • Meet new shoppers by tapping into one of the world's most popular digital wallets⁴
  • Deliver a seamless checkout that lets customers complete their purchase 43% faster⁵
  • Boost conversion with a payment method that can help increase auth rates by nearly 5%, and nearly 8% for retail purchases⁶
  • Learn more about how to easily offer PayPal and PayPal Pay in 4
33 %
PayPal can help increase checkout conversion by an average of 33% with large enterprise merchants.6

Choose your integration path

SDK or API

Integrate with our flexible and powerful developer tools

  • Integrate with our Client SDK for Android, iOS, and JavaScript, and Server SDK for Java, .NET, Node.js, PHP, Python, and Ruby
  • GraphQL, our next-generation API, offers an efficient, flexible integration with the freedom to use any programming language you want without having to update an SDK
Drop-in or custom UI

Customise your buyer's experience

  • Use our ready-made UI or tailor your own to create a checkout experience that fits your brand
  • Create a seamless, secure checkout flow across all devices
  • Keep your website compliant with PCI standards

PayPal Braintree features

Accept

Accept Table
Payment methods Checkout experiences Integrations
Accept payments in 200+ markets, 135 currencies Online web Drop-in UI
Acquiring in 48 markets Mobile web Custom UI (Hosted Fields)
Cards (credit, debit) Mobile app SDK (server and client)
PayPal Payments (PayPal, Pay in 4) In-context API
Wallets (Apple Pay, Google Pay, others) Third-party integrations
Alternative payment methods (iDEAL, SEPA, and others)

Process and optimise

Process and optimize
Optimised processing Vaulting & orchestration Manage risk
Account Updater Extensible, PCI-compliant vault Intelligent Authentication and 3DS
Network Tokenisation
Payments orchestration
Fraud tools
Smart Retries Data sharing with third parties
Advanced fraud tools

Settle and payout

Accept Table
Settle Payouts
Reporting and reconciliation Multicurrency, multi-payment method funding
Pay-in/pay-out ledger Streamlined KYC and onboarding
Next day funding7

Grow and manage

Grow and manage
Grow Third-party integrations Support
Interchange pricing Partner integrations White glove support
Recurring billing Enterprise plug-ins Global support center
Store Offers 24/7 monitoring
PayPal Honey

Global Payment Processing

PayPal Braintree. The end-to-end payment platform built for growth.

Deliver seamless checkout experiences with proven and connected solutions.

Connect With Us

Integrated payments solutions

Accept cards, digital wallets, PayPal, Pay in 4, and 20+ local payment methods.

Accept preferred payment methods

Offer different ways your customers want to pay, including debit and credit cards, digital wallets, PayPal Pay in 4 and local payment methods.

About payment methods  

Optimise payments

Approve more orders with tools that accelerate revenue, including Account Updater, Network Tokenisation, and Smart Retries to increase conversion, minimise costs, and reduce latency.

Manage risk

We help you protect your business with an integrated and customisable suite of fraud tools, including risk services like Fraud Protection.

About risk management  

Orchestration made simple

Work with multiple payment providers, acquirers, and banks to optimise your customer experience.

Make payouts at scale

Securely send payments to 200+ markets in 50+ currencies, supporting bank transfers, direct-to-card transactions, prepaid cards, digital wallets, and more.

About mass payments  

Secure credential storage

Vault your customers' payment info for a single view of the customer, reducing friction for return shoppers, enabling subscriptions, powering in-person use cases, and more.

About vaulting  
1
PayPal Earnings Report, FY 2022, based on PayPal internal data.
2
Major global payments network data and PayPal internal data analysis from transactions over a 12-month period from Q4 2020-Q3 2021 in 8 markets (US, UK, DE, AU, FR, IT, ES, CA) across 12 verticals. Does not include transactions from domestic schemes (e.g. Cartes Bancaires, EFTPOS). Composite results weighted across countries (excluding CA) based on size of 2021 digital commerce markets, sourced from Euromonitor.
3
Digital Commerce 360 research, September 2021. North America Top 1000 and Europe Databases. PayPal is the most-accepted digital wallet, with more than 75% of the top 1,500 largest online retailers across North America and Europe utilizing PayPal at checkout.
4
PYMNTS.com, The 2022 Buy Button Report: Accelerating Checkout Optimization, August 2022. N=636: Merchants that accepted at least one buy button in Q2-2022, fielded May 23, 2022–June 5, 2022.
5
Comparative analysis of major global payments network and PayPal internal data from transactions over a 12-month period from Q4 2020–Q3 2021 in 8 markets (US, UK, DE, AU, FR, IT, ES, CA) across 12 verticals. Does not include transactions from domestic schemes (e.g. Cartes Bancaires, EFTPOS).
6
Nielsen Study, Commissioned by PayPal, Nielsen Media Behavioral Panel of USA with 408K large enterprise desktop purchase transactions, from 25K consumers between January–December 2022. Checkout conversion measured from the point at which the customers starts to pay.
7
Next day funding varies by market, is available to select merchants, and actual settlement time can vary.