There's no fee to link your credit card to your PayPal account.
In order for PayPal to protect your payments, you must link a valid credit card. It's free to use—you only pay for your purchases.
Link a CardFrequently Asked QuestionsNeed assistance? Email us and we'll help.
Not sure you have the right card? Don't worry.
You can use Visa, MasterCard, Diners Club, or American Express to make PayPal payments or you can fund your PayPal account using your local bank account.
One and done.
It's rewarding.
Once you've linked your payment method, you'll never enter your account numbers again. You'll pay with just your email and password—this is the key to secure and simple payments.
If you're currently earning points or miles through your credit card, you'll continue to earn those points when you use that card with PayPal.
Frequently Asked Questions
What are the fees for buying online?
There is no cost for buying products or services. When you buy from an overseas seller currency conversion fees may apply and PayPal can coordinate this conversion for you.
More about fees
How do I link a credit card to my account?
Why should I use PayPal when I already have credit cards?
What if my credit card doesn’t have a card verification number?